Assisted Living in London, Kentucky
London is a small town of 8,000 where seniors make up approximately 17% of the population. An hour and a half from Lexington and Knoxville, London provides seniors with a quiet, rural setting that's still reasonably close to the amenities and health care offered in these larger cities. This location means that the cost of living in London is very low. The city is also reasonably tax-friendly for seniors as retirement accounts are partially exempt from taxes, and Social Security benefits aren't taxed. There are a number of local parks with lakeside views, hiking trails and spots for picnicking. The downtown also features a number of restaurants and shopping options.
According to Genworth Financial's 2020 Cost of Care Survey, the roughly seven local assisted living communities run $4,400 per month on average. Although this is approximately $700 more than the state median, the area's scenic beauty along with its proximity to larger metropolitan cities like Lexington make London an appealing choice for retirees.
The SeniorScore for London, Kentucky
Helping seniors and their families determine a city’s senior-friendliness using algorithm-driven ratings, SeniorScore rates London at 72, just three points lower than the Kentucky average of 75 and equal to the national average of 72. Of the four categories used by SeniorScore to describe life for retirees, London scored highest for Finances with a 71 followed by General Quality of Life with a 69.
Property taxes in London are very low as are city sales taxes. This is one reason for the city’s high Finances score. Care costs are lower than national figures, and the overall cost of living is significantly lower than elsewhere. At the same time, incomes are also significantly lower. In General Quality of Life, high levels of rainfall cost the city some points, but in other areas, London's notable features include comfortable winters and a sparse population density. Schools are very highly ranked for quality and highly rated for safety. However, graduation rates are low.
Although seniors do have access to a high number of Medicare-registered doctors, there are few senior living communities to choose from. The number of local hospitals is also small although Lexington, less than two hours away, has many more. London has a smaller number of seniors, and the amenities nearby are more limited. Still, there are some local golf courses, eight parks and several shopping malls within reach.
SeniorScore™ for London, Kentucky
The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.
- London scores lower than the Kentucky average of 75.
- London scores higher than the national average of 72.
- There is a high number of Medicare registered physicians within the city limits.
- There are 2 hospitals within close range of the city (Saint Joseph Hospital London and Marymount Medical Center).
- There are 7 senior living facilities in close proximity to the city, including Laurel Heights Home For The Elderly, Hillcrest Health and Rehabilitation Center, and Chapel House.
- There is an average number of home healthcare providers operating in the city.
- There is a high number of fire stations serving the city.
- The average life expectancy is 76.0, compared to the national average of 78.6.
- There are 52 pharmacies within close range of the city.
- The area has an average property crime rate.
- The area has a low violent crime rate.
- The city has a low percentage of seniors in the population (26% of residents).
- There are 12 golf courses in or around the city, including London Country Club, Crooked Creek Golf Club, and Sweet Hollow Golf Course.
- There are 8 parks near the city center, including Budget Host Westgate Inn Motel and Westgate RV Campground, Levi Jackson Park, and Corbin / Laurel Lake KOA.
- There are 7 churches in or near the city, including Cornerstone Assembly of God, Faith Assembly of God, and Baptist Primary Care of London.
- There are 4 malls / shopping centers within close range of the city.
- There are 46 grocery stores within the city.
- There is 1 movie theatre in or near the city.
- There are 3 gyms or health clubs in or near the city.
- The property taxes average 1.30% of total income, which is significantly lower than the national average of 2.79%.
- The property taxes average 0.60% of property value, which is significantly lower than the national average of 1.09%.
- The city sales taxes averages 6.00%, which is significantly lower than the national average of 6.97%.
- Kentucky has an average state income tax of 5.16%, compared to the national average of 3.38%.
- The city's mean household income is $53,372, which is significantly lower than the national average of $64,580.
- The city's median household income is $37,846, which is significantly lower than the national median of $51,560.
- The city's per capita income is $21,030, which is significantly lower than the national average of $25,611.
- Assisted living costs average $27,693 per year, which are very low compared to national figures.
- Nursing home costs average $79,205 per year, which are low compared to national costs.
- Adult daycare costs average $17,680 per year, which are average compared to national numbers.
- Home healthcare costs average $43,472 annually, which are low compared to national costs.
- The unemployment rate is about 11.34%, which is high compared to national averages.
- The overall cost of living is low compared to national averages.
- 1% of the senior population are financially responsible for at least one grandchild.
- London receives high levels of rainfall each year.
- London has mild mean temperatures, with comfortable winters and warm summers.
- This city has average air quality.
- London has a sparse population density of 155.3 people per square mile.
- Residents of London have a short daily commute time.
- London has a very high public school quality ranking.
- The city has a very high public school safety rating.
- This city has a very low graduation rate of 73.72%.
Assisted Living Costs in London, Kentucky
London is near Lexington, so the cities likely share the same assisted living prices. According to Genworth Financial’s 2020 Cost of Care Survey, at a monthly average cost of $4,400, prices are approximately $700 more than Kentucky's average of $3,699. However, assisted living costs in London are nearly in line with the U.S. average of $4,300 for assisted living.
Assisted living in London is on the higher end of the assisted living price spectrum in Kentucky. To the west, in the smaller city of Elizabethtown, costs average around $3,550 each month, a $850 difference. Further southwest in the much larger city of Bowling Green, prices are the same at $3,550. However, prices to the north in Louisville are slightly higher at $4,557, or $157 more each month than in London. To the south in Tennessee, prices are also lower. Clarksville, at the Kentucky border, is $4,190 per month for assisted living, and Nashville is even lower at $3,720 per month. To the north in Indiana, expenses are similar in Evansville where assisted living costs $4,455, just $55 more than London.
- Louisville/Jefferson County: $4,557
- Elizabethtown: $3,550
- Bowling Green: $3,550
- Evansville: $4,455
- Clarksville: $4,190
- Nashville: $3,720
Top Assisted Living Facilities in London, Kentucky
Located at 815 N Mill St, Laurel Village is a senior care facility serving London, Kentucky. The community is in a mostly middle class area, with a median per-household income of $35,759. It has a dense population, with ...
Village Heights is a senior housing facility located at 212 W 12th St in London, Kentucky. With around 23,000 individuals residing in the zip code of 40741, the neighboring area is heavily populated. It is a predominantly middle ...
Chapel House is a senior care facility located at 1375 Master St Ste 100 in Corbin, Kentucky. The facility is in a mostly low income area, with an average household income of $31,641. It has a dense population, ...
11 miles away from London, KY
Christian Health Center of Corbin is a 104 unit skilled nursing facility. It is located at 116 South Commonwealth Ave in Corbin, Kentucky. It is located nearby retail stores, houses of worship, health care services, and ...
11 miles away from London, KY
Cortn Senior Housing is a senior housing facility located at 201 Bishop St in Corbin, Kentucky. With around 30,000 people residing in the zip code of 40701, the surrounding area is densely populated. It is a generally working ...
12 miles away from London, KY
Located at 225 Norfleet Dr, Highlands Place is a senior housing community in Somerset, Kentucky. With roughly 19,000 residents in the 42501 zip code, the neighboring area has an average population density. It is a predominantly working class ...
29 miles away from London, KY
Residential Combs is a senior care community located at 200 S Vine St in Somerset, Kentucky. The surrounding area has an average population density, with around 19,000 individuals residing in the 42501 zip code. It is a predominantly ...
29 miles away from London, KY
Free Assisted Living Resources in London, Kentucky
Cumberland Valley Area Development District Aging Disability Resource Center A local Area Agency on Aging, the CVADD Aging Disability Resource Center is the first step in identifying relevant services, programs and activities for seniors near London. Its Family Caregiver Support program provides information to caregivers along with individual coaching, respite care and training. SHIP assists in navigating seniors through the complex world of Medicaid and Medicare health insurance. SHIP also provides information about long-term care financing options and helps in completing claims and filing appeals and grievances. 342 Old Whitley Road, London, KY 40743 (606) 864-7391 http://cvadd.org/agingresources.html |
Laurel County Older Persons Activity Center The Laurel County Older Persons Activity Center offers a broad array of social events that encourage socialization among seniors. Individuals can receive transportation to and from the center where hot lunches are provided at noon on weekdays. Informational sessions on topics relevant to seniors, including health promotion and nutrition education, are provided. Activities include pot-luck dinners, table games, arts, crafts and more. 426 1/2 E. Fourth St., London, KY 40741 (606) 878-6261 https://www.facebook.com/laurelcoopac/?ref=page_internal |
AppalReD Legal Aid Kentucky Legal Aid provides pro bono services that help seniors 60 and older who are facing a variety of legal challenges. Kentucky Legal Aid can assist with compiling living wills and power of attorney documents as well as solving debt collection problems. AppalReD Legal Aid also has online resources with topics ranging from Social Security training materials to a Low-Income Taxpayer Clinic. Clients need to meet certain income eligibility requirements. Seniors can call or complete an online application to learn more. 700 Pitzer St., Suite 1, Barbourville, KY 40906 (606) 546-5115 / (800) 441-5115 https://www.ardfky.org/ |
Kentucky Long-Term Care Ombudsman Program Staffed by caring volunteers, the Long-Term Care Ombudsman Program helps seniors facing care issues at their assisted living community. Individuals or their caregivers can file a complaint, which is then carried through from investigation to resolution. Ombudsmen also perform a number of other valuable activities, such as advocating for changes in care communities to improve residents’ quality of life and educating the public regarding common long-term care issues to increase engagement and awareness. 3138 Custer Drive, Suite 110, Lexington, KY 40517 (859) 277-9215 / (800) 372-2991 https://chfs.ky.gov/agencies/dail/Pages/ltcomb.aspx |
Berea VA Clinic The Berea VA Clinic serves senior veterans and their family members in the London area through preventive care and related services. In addition to health promotion, disease prevention and the diagnosis and treatment of chronic and acute illnesses, the Berea VA Clinic provides prescription medication processing to its patients. All medical information is shared with the Lexington VA hospital making it easy for seniors to receive more specialized care at the larger facility. 209 Pauline Drive, Berea, KY 40403-8889 (859) 986-1259 https://www.lexington.va.gov/locations/Berea_Kentucky_CBOC.asp |
Frequently Asked Questions
Question
How much does assisted living cost in the state of Kentucky?
Answer
With a range between around $39 and $280 per day, the median cost of assisted living in Kentucky is about $3,264 per month.
Question
What is included with assisted living?
Answer
Assisted living can be provided in either private or shared rooms. Services commonly include incontinence care, transportation assitance, assistance with medication, meal planning, and help getting dressed.
Question
Are there any assisted living communities in London that accept Medicaid?
Answer
The only faciility in London that takes Medicaid is Christian Health Center of Corbin.
Question
How many seniors are there in London?
Answer
Though the encompassing area contains 99,574 people, there are 40,438 residing within the city. People who are over the age of 55 compose approximately 26% of the total population.