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Assisted Living in Cambridge, Massachusetts

Cambridge is a major suburb of Boston known for its rich history and social diversity. It has a lower population of seniors than the national average, at 11.1% compared to 15.8%. Home to Harvard University and MIT, the city has a variety of world-class attractions, such as the Peabody Museum of Archaeology and Ethnology and the Harvard Art Museums, which display the work of some of history's most renowned artists. A variety of professional sports teams call the area home, including the MLB's Red Sox, the NBA's Celtics and the NHL's Bruins.

There are approximately 18 assisted living facilities in the area. According to Genworth's 2020 Cost of Care Survey, they cost an average of $6,100 per month. Although this is higher than both national and state averages, there are a few tax incentives offered by the state that can help make living in Cambridge more affordable.




The SeniorScore for Cambridge, Massachusetts


The SeniorScore incorporates over 100 data points to rank how comfortable a city is for senior citizens. Cambridge's SeniorScore is 76, which is slightly lower than the Massachusetts average of 77 but higher than the national median of 72. It scored 79 in its highest category, Health & Safety, followed by a 68 in the General Quality of Life category. The area's high overall cost of living is partially responsible for its low score of 59 in the Finance category.

The very high number of Medicare-registered physicians in the area influences Cambridge's high Health & Safety scores. Residents can access world-class health care at one of the area's 51 hospitals, including Harvard University's Cambridge Health Alliance and Mount Auburn Hospital, which has been rated high-performing in the treatment of heart failure and COPD.

The city has above-average air quality and very good water quality, influencing its high ranking in the General Quality of Life category. It gets warm, pleasant summers and chilly winters perfect for enjoying leisure activities at any of the area's 31 parks, such as the waterfront North Point Park or Cambridge Common, a historic Revolutionary War landmark. Residents can also take in nature while golfing at one of the city's 163 courses, including the historic Country Club at Brookline, which is ranked among the best in the world.



SeniorScore™ for Cambridge, Massachusetts



The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.

76

SeniorScore™ Overview

  • Cambridge scores lower than the Massachusetts average of 77.
  • Cambridge scores higher than the national average of 72.
79

Health & Safety

  • There is a very high number of Medicare registered physicians within the city limits.
  • There are 51 hospitals within close range of the city, including Cambridge Health Alliance, M I T Medical Department, and Youville Lifecare.
  • There are 271 senior living facilities in close proximity to the city, including Cambridge Rehabilitation and Nursing Center, Somerville Home, and Jeanne Jugan Residence.
  • There is a very high number of home healthcare providers operating in the city.
  • There is a high number of fire stations serving the city.
  • The average life expectancy is 80.5, compared to the national average of 78.6.
  • There are 1448 pharmacies within close range of the city.
  • The area has an average property crime rate.
  • The area has an average violent crime rate.
65

Recreation & Leisure

  • The city has a very low percentage of seniors in the population (18% of residents).
  • There are 163 golf courses in or around the city, including Fresh Pond Golf Course, Oakley Country Club, and Belmont Country Club.
  • There are 31 parks near the city center, including Soldiers Field Athletic Area, American Twine Office Park, and Davis Square.
  • There are 673 churches in or near the city, including Blessed Sacrament Rectory, St Mary of Annunciation Church, and St Bartholomew\'s Church.
  • There are 18 malls / shopping centers within close range of the city.
  • There are 861 grocery stores within the city.
  • There are 57 movie theatres in or near the city.
  • There are 613 gyms or health clubs in or near the city.
59

Finances

  • The property taxes average 4.38% of total income, which is significantly higher than the national average of 2.79%.
  • The property taxes average 1.04% of property value, which is significantly lower than the national average of 1.09%.
  • The city sales taxes averages 6.25%, which is significantly lower than the national average of 6.97%.
  • Massachusetts has an average state income tax of 4.74%, compared to the national average of 3.38%.
  • The city's mean household income is $104,232, which is significantly lower than the national average of $64,580.
  • The city's median household income is $69,628, which is significantly higher than the national median of $51,560.
  • The city's per capita income is $46,510, which is significantly higher than the national average of $25,611.
  • Assisted living costs average $66,720 per year, which are very high compared to national figures.
  • Nursing home costs average $148,738 per year, which are very high compared to national costs.
  • Adult daycare costs average $15,600 per year, which are low compared to national numbers.
  • Home healthcare costs average $60,632 annually, which are very high compared to national costs.
  • The unemployment rate is about 5.89%, which is low compared to national averages.
  • The overall cost of living is very high compared to national averages.
  • 0% of the senior population are financially responsible for at least one grandchild.
68

General Quality of Life

  • Cambridge receives average levels of rainfall each year.
  • Cambridge has average mean temperatures, with average winters and pleasant summers.
  • This city has above average air quality.
  • This city has very good water quality.
  • Cambridge has a very dense population density of 16,338.2 people per square mile.
  • Residents of Cambridge have an average daily commute time.
  • The city has a very high public transportation ridership.
  • Cambridge has a very high public school quality ranking.
  • The city has a very high public school safety rating.
  • This city has a very high graduation rate of 94.57%.

 
 

Assisted Living Costs in Cambridge, Massachusetts


Cambridge shares capital city Boston's average assisted living price of $6,100, according to Genworth's 2020 Cost of Care survey. This is only a little higher than the state average of $6,085 per month. Assisted living in Cambridge is significantly more expensive than the national median of $4,300.


The Cambridge area has some of the highest assisted living prices in the state. It's beaten only by coastal town Barnstable, which has a median monthly cost of $6,338. Prices in Springfield are slightly lower, at $5,750 per month. Central city Worcester has the lowest average assisted living prices in the state. At a cost of $5,488, it is $612 more affordable than Cambridge. Near the border with New York state, Pittsfield has an average assisted living price of $5,789. Assisted living can be significantly more affordable in neighboring New York, with Albany averaging $4,800 per month and upstate city Glens Falls averaging $4,235. Costs are also lower in nearby Rhode Island, where capital city Providence has an average assisted living price of $4,950 per month.

  • Glens Falls, NY: $4,235
  • Albany, NY: $4,800
  • Providence, RI: $4,950
  • Worcester: $5,488
  • Springfield: $5,750
  • Pittsfield: $5,789
  • Cambridge: $6,100
  • Barnstable: $6,338


Top Assisted Living Facilities in Cambridge, Massachusetts



The Cambridge Homes - Cambridge, MA

The Cambridge Homes

360 Mount Auburn St

Cambridge, MA 02138

1-855-241-4685

1 Review  

The Cambridge Homes is a senior housing facility situated within the West Cambridge area of Cambridge, Massachusetts. With around 37,000 individuals living in the zip code of 02138, the encompassing area has a dense population. It is a ...

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Somerville Home - Somerville, MA

Somerville Home

117 Summer St

Somerville, MA 02143

1-855-238-4376

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Somerville Home is a senior housing facility located in the Aggasiz - Harvard North neighborhood of Somerville, Massachusetts. The community is in a largely middle class area, with an average family income of $64,966. With about 26,000 individuals ...

1 miles away from Cambridge, MA

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Jeanne Jugan Residence - Somerville, MA

Jeanne Jugan Residence

186 Highland Ave

Somerville, MA 02143

1-855-238-4376

7 Reviews  

Located within the Aggasiz - Harvard North area of Somerville, Massachusetts, Jeanne Jugan Residence is a 26 room senior community. The facility is in a generally middle income area, with an average per-household income of $64,966. It is ...

1 miles away from Cambridge, MA

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Wingate at Boston - Boston, MA

Wingate at Boston

100 North Beacon St

Boston, MA 02134

1-855-240-2530

6 Reviews  

Situated in the Brighton area of Boston, Massachusetts, Wingate at Boston is a 123 unit senior community. The facility is in a largely working class area, with an average per-family income of $33,863. It is densely populated, with ...

2 miles away from Cambridge, MA

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Zelma Lacey House - Charlestown, MA

Zelma Lacey House

9 W School St

Charlestown, MA 02129

1-855-243-3078

3 Reviews  

Zelma Lacey House is a senior housing facility located in the Charlestown area of Charlestown, Massachusetts. The surrounding area has an average population density, with approximately 17,000 individuals living in the zip code of 02129. With a ...

2 miles away from Cambridge, MA

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Landmark at Longwood - Roxbury Crossing, MA

Landmark at Longwood

63 Parker Hill Ave

Roxbury Crossing, MA 02120

1-855-233-7205

3 Reviews  

Located within the Mission Hill area of the city, Landmark at Longwood is a senior care community in Roxbury Crossing, Massachusetts. The facility is in a mostly low income area, with a median per-household income of $28,794. With ...

3 miles away from Cambridge, MA

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Chestnut Park at Cleveland - Brighton, MA

Chestnut Park at Cleveland

50 Sutherland Rd Ste 2

Brighton, MA 02135

1-855-233-7205

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Located within the Brighton neighborhood, Chestnut Park at Cleveland is a senior care community serving Brighton, Massachusetts. The neighboring area has a dense population, with around 44,000 poeple living in the 02135 zip code. With an average per-household ...

3 miles away from Cambridge, MA

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Cooperative Elder Services - Arlington, MA

Cooperative Elder Services

37 Broadway Ste 5

Arlington, MA 02474

1-855-221-7955

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Located in the North Cambridge neighborhood, Cooperative Elder Services is a senior care facility in Arlington, Massachusetts. The community is in a primarily upscale area, with a median per-family income of $82,845. It is heavily populated, with around ...

3 miles away from Cambridge, MA

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Brigham House - Watertown, MA

Brigham House

341 Mount Auburn St

Watertown, MA 02472

1-855-238-4376

3 Reviews  

Brigham House is a senior housing community located in the Strawberry Hill area of Watertown, Massachusetts. The facility is in a primarily middle income area, with an average per-household income of $74,968. It is densely populated, with approximately ...

3 miles away from Cambridge, MA

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Parkview On The Cell - Medford, MA

Parkview On The Cell

10 Cabot Rd

Medford, MA 02155

1-855-221-7955

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Parkview On The Cell is a senior community situated nearby the Charlestown area of Medford, Massachusetts. With a median family income of $69,803, the facility is in a largely middle income area. It is heavily populated, with approximately ...

3 miles away from Cambridge, MA

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Free Assisted Living Resources in Cambridge, Massachusetts


Somerville-Cambridge Elder Services

As the Area Agency on Aging, this organization aims to help seniors stay healthy and independent with a variety of services, including health and wellness initiatives such as fall prevention and Music & Memory classes. Seniors can also access transportation, case management, benefits assistance and nutritional counseling. This body is in charge of the Elder Protective Services Program, which protects adults 60 and over from abuse with crisis intervention, mental health and legal services.

61 Medford Street, Somerville, MA 02143


(617) 628-2601

https://eldercare.org/

Citywide Senior Center

This senior center provides a robust array of social and educational opportunities designed to enrich the lives of local seniors. These include dance, tai chi and yoga classes as well as computer and ESL training. Members can also take advantage of regular health workshops, community involvement opportunities and day trips. A variety of arts and crafts classes are available here, as are special interest and cultural groups especially for seniors.

806 Massachusetts Avenue, Cambridge MA 02139

(617) 349-6060

https://www.cambridgema.gov/DHSP/programsforadults/seniorscouncilonaging/citywideseniorcenter

Greater Boston Legal Services

Senior citizens and low-income adults can access assistance with civil legal matters here. This organization can help seniors contest guardianships, fight debt collectors and access federal benefits. Experts are available to help with tax preparation, rental disputes and nursing home rights issues, and self-help materials can help guide elders through housing and consumer issues.

60 Gore Street, Suite 203, Cambridge, MA 02141 

(617) 603-2700

https://www.gbls.org/

Boston Vet Center

Operated by the U.S. Department of Veterans Affairs, this organization provides financial assistance for housing, education and medical care to service members and their spouses. Veterans can access individual and group counseling services as well as employment placement initiatives. Seniors can also access prescription refills and medical equipment such as hearing aids and batteries.

7 Drydock Avenue, Suite 2070, Boston, MA 02210

(857) 203-6461

https://www.va.gov/find-locations/facility/vc_0101V

Catholic Charities Archdiocese of Boston

This nonprofit offers a specialized elder outreach program that includes counseling, care assessments and social assistance. Visiting companions can offer pastoral support, and a basic needs program provides emergency financial aid for rent and bills. Adult education initiatives offer opportunities for professional development and language learning.

275 W Broadway, Boston, MA 02127

(617) 464-8500

https://www.ccab.org/


 
 
 
 

Frequently Asked Questions



Question
How much does assisted living cost in the state of Massachusetts?

Answer
The average cost of assisted living in Massachusetts is about $175 per day (ranging from $42 to $254), $5,247 per month (ranging from $1,263 to $7,613), and $62,964 annually (ranging from $15,156 to $91,356). By comparison, the national averages are $117 per day, $3,500 per month, and $42,000 annually.

Question
How much do assisted living facilities cost in Cambridge?

Answer
The price of assisted living in Cambridge, Massachusetts averages from about $3,750 monthly up to $9,495. The mean cost is about $5,560 monthly, or about $66,720 yearly.

Question
What is included with assisted living?

Answer
Services commonly offered with assisted living are regular health care, 24-hour supervision, social activities, exercise activities, and medication assistance. Private and shared rooms are often available depending on the budget.

Question
Can I pay for assisted living in Cambridge with Medicaid?

Answer
There are several assisted living communities in Cambridge accepting Medicaid, including Prescott House, Courtyard Nursing Care Center, Kindred Nursing And Rehabilitation-Harborlights, Brighton House Rehabilitation and Nursing Center, and Baypointe Rehabilitation and Skilled Care Center.

Question
What are the demographics of Cambridge?

Answer
While the surrounding area has 3,839,214 people, there are 105,321 living in the city limits. 18% of the local residents are over the age of 55.

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