Assisted Living in Carmel, Indiana
Located just north of state capital Indianapolis, Carmel is often rated as one of the top cities in the United States to live and work. The city has a slightly lower senior population than the national average and gets warm summers and mild winters with low snowfall. Residents can take in art at one of the many galleries in Carmel's Arts and Design District or experience pioneer life at the Conner Prairie living history museum. The city also has an array of outdoor attractions, which include the 40-acre River Heritage Park and Cool Creek Park and Nature Center.
There are approximately 18 assisted living facilities in Carmel. Due to the city's proximity to Indianapolis, it shares the area's average assisted living price of $4,100 per month. This price is on par with the state median, although costs can vary depending on location and amenities.
The SeniorScore™ for Carmel, Indiana
SeniorScores determine how friendly a city is to older adults by factoring in over 100 data points, from affordability to accessibility. Carmel's SeniorScore is 81, which is higher than the state average of 74 and significantly higher than the U.S. median of 72. The city's highest ranking is in the Finances category, with a score of 82, followed by the Health & Safety category, at 77.
Carmel's high Health & Safety scores are due in part to a very high number of Medicare-registered doctors and 11 hospitals. The city has a high number of fire stations and very low property and violent crime rates. The city has very low property taxes compared to the national average, contributing to its high Finances scores. Carmel has a very low general cost of living and higher median incomes than the national average. Residents of this densely populated city have average daily commute times.
There are 92 golf courses nearby, including the Crooked Stick Golf Course, former host to the PGA championship. The city's 28 malls include the outdoor Village Park Plaza and the upscale Fashion Mall at Keystone. There are 21 parks near the city center, including Meadowlark Park, which offers fishing and hiking and the sprawling 125-acre Coxhall Gardens.
SeniorScore™ for Carmel, Indiana
The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.
- Carmel scores higher than the Indiana average of 74.
- Carmel scores significantly higher than the national average of 72.
- There is a very high number of Medicare registered physicians within the city limits.
- There are 11 hospitals within close range of the city, including Indiana University Health North Hospital, St Vincent Carmel Hospital Inc, and St Vincent Heart Center Of Indiana Llc.
- There are 103 senior living facilities in close proximity to the city, including Brookdale Carmel, Carmel Health and Living Community, and Ahepa Management.
- There is a very high number of home healthcare providers operating in the city.
- There is a high number of fire stations serving the city.
- The average life expectancy is 77.6, compared to the national average of 78.6.
- There are 541 pharmacies within close range of the city.
- The area has a very low property crime rate.
- The area has a very low violent crime rate.
- The city has a low percentage of seniors in the population (23% of residents).
- There are 92 golf courses in or around the city, including Crooked Stick Golf Club, Mohawk Hills Golf Club, and Twin Lakes Golf Club.
- There are 21 parks near the city center, including Cool Creek Park Nature Center, River Heritage Park, and Coxhall Gardens.
- There are 397 churches in or near the city, including St Christopher\'s Episcopal Chr, Our Lady of Mt Carmel, and Central Christian Church.
- There are 28 malls / shopping centers within close range of the city.
- There are 178 grocery stores within the city.
- There are 16 movie theatres in or near the city.
- There are 182 gyms or health clubs in or near the city.
- The property taxes average 2.44% of total income, which is significantly lower than the national average of 2.79%.
- The property taxes average 1.08% of property value, which is significantly lower than the national average of 1.09%.
- The city sales taxes averages 7.00%, which is higher than the national average of 6.97%.
- Indiana has an average state income tax of 3.33%, compared to the national average of 3.38%.
- The city's mean household income is $140,920, which is significantly lower than the national average of $64,580.
- The city's median household income is $103,383, which is significantly lower than the national median of $51,560.
- The city's per capita income is $50,944, which is significantly higher than the national average of $25,611.
- Assisted living costs average $47,100 per year, which are high compared to national figures.
- Nursing home costs average $97,411 per year, which are high compared to national costs.
- Adult daycare costs average $18,070 per year, which are average compared to national numbers.
- Home healthcare costs average $45,188 annually, which are average compared to national costs.
- The unemployment rate is about 4.79%, which is low compared to national averages.
- The overall cost of living is very low compared to national averages.
- 0% of the senior population are financially responsible for at least one grandchild.
- Carmel receives average levels of rainfall each year.
- Carmel has harsh mean temperatures, with cold winters and pleasant summers.
- This city has average air quality.
- This city has very poor water quality.
- Carmel has a dense population density of 1,835.8 people per square mile.
- Residents of Carmel have an average daily commute time.
- The city has a low public transportation ridership.
- Carmel has a high public school quality ranking.
- The city has a very low public school safety rating.
- This city has a very high graduation rate of 97.60%.
Assisted Living Costs in Carmel, Indiana
Carmel shares its assisted living costs with nearby Indianapolis, which averages $4,478 per month, according to Genworth’s Cost of Care Survey 2021. Although this is slightly higher than the state average of $4,283, it’s on par with the national median of $4,500.
Assisted living costs vary across Indiana depending on location. Towards the north, rates are more affordable than in Carmel with facilities in Michigan City and Fort Wayne charging $3,617 and $3,485, respectively. In central Indiana, seniors spend more per month than Carmel retirees with those in Columbus spending $4,661, and in Lafayette, $5,255, the highest rate in the state.
- Carmel: $4,478
- Indiana: $4,283
- United States: $4,500
- Lafayette: $5,255
- Columbus: $4,661
- Michigan City: $3,617
- Terre Haute: $4,948
- Fort Wayne: $3,485
Senior Care Cost Comparison in Carmel, IN
At $1,625, adult day health care is the only senior care option that's more affordable than assisted living in Carmel. Seniors remaining in their own homes spend more per month on in-home care and home health care with agencies charging $5,053 and $4,957 per month, respectively. Residents of nursing homes spend $2,579 more than assisted living residents with monthly rates averaging $7,057.
- In-Home Care: $5,053
- Home Health Care: $4,957
- Adult Day Health Care: $1,625
- Assisted Living: $4,478
- Nursing Home Care (semiprivate room): $7,057
Note: Data for Carmel was unavailable, so data for the nearest city, Indianapolis, was used instead.
Top Assisted Living Facilities in Carmel, Indiana
Located at 118 Medical Dr in Carmel, Indiana, Carmel Health and Living Community is a 188 unit skilled nursing facility. With an average household income of $99,802, the facility is in a mostly well-to-do area. It has a ...
Kindred Transitional Care And Rehab-Bridgewater is located at 14751 Carey Rd in Carmel, Indiana. It is a 120 room nursing care facility. The community is in a primarily upscale area, with an average family income of $107,915. ...
The Stratford is a 18 room senior housing community. It is located at 2460 Glebe St in Carmel, Indiana. The community is in a mostly well-to-do area, with an average household income of $99,802. With around 43,000 ...
Located at 12999 N Pennsylvania St in Carmel, Indiana, ManorCare Assisted Living of Summer Trace is a 104 bed senior care community. The surrounding area is densely populated, with around 43,000 individuals living in the 46032 zip code. ...
Located at 689 Pro-Med Ln, Woodland Terrace Carmel is a senior care community in Carmel, Indiana. With a median per-household income of $99,802, the facility is in a predominantly affluent area. It has a dense population, with roughly ...
Located at 5829 116th St E, Bickford of Carmel is a senior care facility serving Carmel, Indiana. The facility is in a generally well-to-do area, with a median per-household income of $107,915. With roughly 36,000 residents in the ...
Carmel Senior Living is a senior housing facility located at 13390 N Illinois St in Carmel, Indiana. The surrounding area is heavily populated, with roughly 43,000 poeple living in the zip code of 46032. With a median per-family ...
Situated close to the Nora-Far Northside neighborhood, Crown Pointe of Carmel is a senior community serving Carmel, Indiana. The encompassing area has a dense population, with around 43,000 individuals residing in the zip code of 46032. It is ...
Sunrise On Old Meridian is a senior care community located at 12525 Old Meridian St Ste 130 in Carmel, Indiana. The neighboring area is densely populated, with approximately 43,000 individuals living in the 46032 zip code. With a ...
Ahepa Management is a senior care facility located at 200 Medical Dr Ste C1b in Carmel, Indiana. The community is in a mostly well-to-do area, with a median family income of $99,802. With about 43,000 poeple living in ...
Magnolia Springs Bridgewater is a senior community located at 14901 Carey Rd in Carmel, Indiana. The encompassing area is heavily populated, with around 36,000 individuals living in the 46033 zip code. It is a predominantly well-to-do area, with ...
Franciscan St Francis Health - Carmel is a nursing care facility located at 12188-B N Meridian St in Carmel, Indiana. The encompassing area has a dense population, with approximately 43,000 residents in the zip code of 46032. It ...
The Barrington of Carmel is a senior care facility situated near by the Nora-Far Northside area of Carmel, Indiana. The encompassing area is heavily populated, with around 43,000 people residing in the 46032 zip code. With an average ...
Griswold Home Care - North Suburban, IN is a senior housing community situated around the College Park neighborhood of Carmel, Indiana. The community is in a predominantly well-to-do area, with an average per-family income of $99,802. It has ...
Located at 12315 N Pennsylvania St, Wellbrooke Of Carmel is a senior community in Carmel, Indiana. The encompassing area has a dense population, with roughly 43,000 people residing in the 46032 zip code. With a median family income ...
Allisonville Meadows is situated near the Castleton neighborhood of Fishers, Indiana. It is a 161 bed senior care facility. With an average per-household income of $78,388, the community is in a largely upscale area. It is heavily ...
3 miles away from Carmel, IN
Situated nearby the Castleton area of the city, Meadow Brook Senior Living is a senior care community in Fishers, Indiana. The community is in a generally affluent area, with a median per-household income of $78,388. With roughly 39,000 ...
3 miles away from Carmel, IN
Situated in the Clearwater neighborhood of Indianapolis, Indiana, Forum at The Crossing is a 74 room senior housing facility. The neighboring area has a medium-density population, with about 20,000 individuals residing in the 46240 zip code. It is ...
4 miles away from Carmel, IN
Free Assisted Living Resources in Carmel, Indiana
CICOA Aging & In-Home Solutions As the Area Agency on Aging for central Indiana, this organization offers an array of resources designed to improve the quality of life of local seniors. Case management and insurance counseling services are available here, as is free legal assistance. The Way2Go transportation service offers taxi vouchers, wheelchair accessible door-to-door rides and shuttle services. Seniors can also access financial assistance for housing, nutrition and medical care. 8440 Woodfield Crossing Boulevard, Suite 175, Indianapolis, IN 46240 (317) 254-5465 https://cicoa.org/ |
PrimeLife Enrichment, Inc. This nonprofit senior center provides resources and activities to adults over 50. Health screenings, computer instruction, fitness classes and games help make up a robust day program. A Health and Healing Series consists of wellness classes relevant to aging adults taught by local experts. Seniors can access free to low-cost transportation services as well as referrals to advocacy and assistance programs. 1078 3rd Avenue Southwest, Carmel, IN 46032 (317) 815-7000 http://primelifeenrichment.org/ |
Hamilton County Veteran Services This state-run organization assists veterans and their families with federal benefits applications, appeals and eligibility processes. Vocational training and career exploration initiatives help veterans return to suitable positions within the workforce. Financial assistance programs can help cover the costs of medical equipment, housing, dental and hospital care. 1 Hamilton County Square, Suite 179, Noblesville, IN 46060 (317) 776-9610 https://www.hamiltoncounty.in.gov/378/Veteran-Services |
Shepherd's Center of Hamilton County Through this agency's Reaching Resources program, experts assess seniors' care needs and connect them with providers for long-term and in-home care. A guardianship program connects ailing elders with trained volunteers who advocate for their best interests in terms of legal action and medical care. Seniors can also access a volunteer transportation program here. 347 South 8th Street, Suite B, Noblesville, IN 46060 (317) 674-8777 https://shepherdscenterofhamiltoncounty.org |
Jewish Federation of Greater Indianapolis Senior Services In addition to running a day program with social and wellness activities, this organization also offers senior transportation services. A medical lending library initiative provides mobility aids and other equipment to seniors in temporary need, such as those recovering from an injury. Social luncheons offer kosher food options and entertainment. 6705 Hoover Road, Indianapolis, IN 46260 (317) 726-5450 https://www.jewishindianapolis.org/reuben-center/seniors |
Frequently Asked Questions
Question
How much does assisted living cost in the state of Indiana?
Answer
The cost of assisted living in Indiana runs from about $1,095 to $8,220 per month, with an average around $3,724. By comparison, the national average is about $3,500 per month.
Question
How much is assisted living in Carmel?
Answer
Assisted living in Carmel, Indiana costs on average roughly $47,100 per year. Monthly, the range is between $2,650 and $6,225, with an average of around $3,925.
Question
What does assisted living include?
Answer
Assisted living may be offered in either shared or private rooms. Services commonly include 24-monitoring, grooming care, meal preparation, medication assistance, and incontinence care.
Question
What assisted living facilities in Carmel accept Medicaid?
Answer
Wellbrooke of Avon, Carmel Health and Living Community, Harrison Terrace, Wellbrooke of Westfield, and Harcourt Terrace Nursing and Rehabilitation accept Medicaid for assisted living in Carmel.
Question
Are there a lot of seniors in Carmel?
Answer
While the city itself has 77,123 people, the encompassing area includes a population of 1,640,605. Those 55 and over make up around 23% of the total community.