Assisted Living in Caro, Michigan
Located on Michigan’s “thumb,” Caro is a welcoming community near beautiful parks and health care amenities. It has a large senior community that accounts for about a fifth of the population. It appeals to those seeking a low cost of living and affordable health care. Despite its small size, it’s home to McLaren Caro Region Hospital, a 25-bed critical access hospital, and there are more than a dozen other major medical facilities nearby.
Assisted living provides a practical, budget-friendly option for those who are largely independent but have nonmedical care needs. Assisted living facilities in Caro feature comfortable housing, three daily meals plus snacks, social and recreational programming and personal care services. There are 34 assisted living facilities in the Caro region, including 14 in the city proper. On average, seniors in this city pay $4,423 per month for services. This is about $200 more than the state average of $4,250 but a little lower than the national average of $4,500.
The SeniorScore™ for Caro, Michigan
The SeniorScore is a helpful tool that provides an unbiased look at how favorable a city is for older residents. It’s based on a wide range of factors across four categories and assigns higher values to cities with more benefits and amenities for older adults. Caro’s SeniorScore is 69, which is slightly lower than the state and national scores of 71 and 72, respectively. The city’s financial outlook is positive and may appeal to those with limited budgets, but limited access to health care amenities may be a concern for those managing ongoing medical conditions.
Across the four SeniorScore categories, Caro rates strongest in Finances with a score of 66. Property taxes in this city tend to be high, but seniors may avoid this expense by living in residential care facilities, and long-term care costs are generally economical compared to national norms. The overall cost of living is high but household and per capita incomes are lower than nationwide averages. The city scores similarly in General Quality of Life with a rating of 62. Winters in this city are cold and summers are warm, and the air quality is better than average, appealing to those with respiratory or cardiovascular conditions.
Caro rates 59 in Recreation & Leisure, indicating a relatively narrow range of age-friendly recreational opportunities. Nearly a third of the city’s residents are aged 55 and over, and there are four gyms and health clubs and two churches that provide social opportunities. The region is home to two hospitals, 17 pharmacies and a limited selection of senior living facilities, resulting in a Health & Safety score of 57.
SeniorScore™ for Caro, Michigan
The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.
- Caro scores lower than the Michigan average of 71.
- Caro scores lower than the national average of 72.
- There is an average number of Medicare registered physicians within the city limits.
- There are 2 hospitals within close range of the city (Caro Community Hospital and Caro Center).
- There are 9 senior living facilities in close proximity to the city, including Tuscola County Medical Care Community, Circle Drive A I S Home, and Hecht Adult Foster Care Home.
- There is a high number of home healthcare providers operating in the city.
- There is an average number of fire stations serving the city.
- The average life expectancy is 78.2, compared to the national average of 78.6.
- There are 17 pharmacies within close range of the city.
- The area has a high property crime rate.
- The area has a low violent crime rate.
- The city has a high percentage of seniors in the population (31% of residents).
- There are 29 golf courses in or around the city, including Caro Golf Club, Arrowhead Golf Club, and Greenbrier Golf Club.
- There are 2 parks near the city center (Ber-Wa-Ga-Na Campgrounds and Natural Resources Department).
- There are 2 churches in or near the city (Anchor Cove Outreach Church and Akron Community Church of God).
- There are no malls / shopping centers within close range of the city.
- There are 9 grocery stores within the city.
- There is 1 movie theatre in or near the city.
- There are 4 gyms or health clubs in or near the city.
- The property taxes average 3.05% of total income, which is higher than the national average of 2.79%.
- The property taxes average 1.27% of property value, which is significantly lower than the national average of 1.09%.
- The city sales taxes averages 6.00%, which is significantly lower than the national average of 6.97%.
- Michigan has an average state income tax of 3.91%, compared to the national average of 3.38%.
- The city's mean household income is $52,358, which is significantly lower than the national average of $64,580.
- The city's median household income is $42,263, which is significantly lower than the national median of $51,560.
- The city's per capita income is $21,241, which is significantly lower than the national average of $25,611.
- Assisted living costs average $27,000 per year, which are very low compared to national figures.
- Nursing home costs average $96,725 per year, which are high compared to national costs.
- Adult daycare costs average $18,200 per year, which are average compared to national numbers.
- Home healthcare costs average $44,616 annually, which are average compared to national costs.
- The unemployment rate is about 14.25%, which is very high compared to national averages.
- The overall cost of living is high compared to national averages.
- 0% of the senior population are financially responsible for at least one grandchild.
- Caro receives low levels of rainfall each year.
- Caro has harsh mean temperatures, with cold winters and pleasant summers.
- This city has above average air quality.
- Caro has a very sparse population density of 96.5 people per square mile.
- Residents of Caro have an average daily commute time.
- Caro has a low public school quality ranking.
- The city has a low public school safety rating.
- This city has an average graduation rate of 85.18%.
Assisted Living Costs in Caro, Michigan
The Genworth 2021 Cost of Care Survey estimates assisted living rates in Caro based on care costs in Bay City, where facilities charge $4,423 for monthly care. This rate is nearly $200 over Michigan’s median rate of $4,250 but is relatively consistent with the national average of $4,500. When compared with nearby states, the cost of assisted living in Michigan is low. Nearby, Indiana is close at $4,283; however, Illinois, Ohio and Wisconsin seniors can expect to pay a minimum of $200 more per month.
- United States: $4,500
- Indiana: $4,283
- Illinois: $4,488
- Ohio: $4,635
- Wisconsin: $4,600
Compared to other major cities in Michigan, Caro’s assisted living rates are moderate. Several cities have more affordably priced care, however. Seniors may save about $1,000 per month by obtaining assisted living in Battle Creek, where residents pay $3,400 per month for residential care. In Jackson, care costs are $400 less than in Caro at $4,000, and in Niles, rates are more than $200 less per month at $4,200. In Flint, rates are about $50 less than in Caro at $4,375.
Assisted living rates in Grand Rapids are about $400 higher than in Caro at $4,828 per month, which adds up to an extra $5,000 annually over local care costs. In Monroe, rates are even higher at $5,050, which exceeds Caro’s monthly average by over $600. Care costs are the highest in Ann Arbor at $6,093, which is about $1,700 more than rates in Caro.
- Caro: $4,423
- Battle Creek: $3,400
- Jackson: $4,000
- Niles: $4,200
- Flint: $4,375
- Grand Rapids: $4,828
- Monroe: $5,050
- Ann Arbor: $6,093
Note: Data for Caro was unavailable, so data for the nearest city, Bay City, was used instead.
Top Assisted Living Facilities in Caro, Michigan
Located at 1572 Van Geisen Rd, Janet's Villa is a senior housing facility in Caro, Michigan. With a median family income of $39,063, the community is in a generally middle income area. It has an average population density, ...
Located at 3060 Van Geisen Rd, Agape Care Systems is a senior care facility serving Caro, Michigan. With around 13,000 individuals residing in the zip code of 48723, the encompassing area has a medium-density population. It is a ...
Located at 1055 Sanilac Rd, Sandra Little Touch Of Nature is a senior care facility serving Caro, Michigan. With a median family income of $39,063, the community is in a primarily middle income area. It has an average ...
Heritage Hill Assisted Living is a senior housing community located at 1430 Cleaver Rd in Caro, Michigan. With approximately 13,000 individuals residing in the zip code of 48723, the surrounding area has a medium-density population. It is a ...
Located at 1341 S Colling Rd, Rendon's Young At Heart is a senior care facility in Caro, Michigan. The surrounding area has an average population density, with roughly 13,000 poeple living in the zip code of 48723. It ...
Located at 1860 Hope Dr, Shepherds Crossing is a senior housing community serving Caro, Michigan. The encompassing area has a medium-density population, with around 13,000 people residing in the 48723 zip code. With an average per-household income of ...
Located at 1773 Luder Rd, Anchor Hill is a senior care facility serving Caro, Michigan. The community is in a largely middle income area, with an average household income of $39,063. It has a medium-density population, with about ...
That Touch Of Class is a senior care community located at 330 Hamilton St in Caro, Michigan. The encompassing area has an average population density, with roughly 13,000 individuals living in the 48723 zip code. With a median ...
Angel Cove is a senior care facility located at 1655 E Caro Rd in Caro, Michigan. The community is in a predominantly middle class area, with an average family income of $39,063. With roughly 13,000 individuals residing in ...
The Oaks is a senior housing facility located at 1081 Cleaver Rd in Caro, Michigan. Located nearby are many local conveniences, including houses of worship, retail stores, and health care facilities. They are located just 1.04 ...
Located at 1770 Hope Dr, Southern Cross is a senior care community in Caro, Michigan. With roughly 13,000 individuals residing in the 48723 zip code, the surrounding area has an average population density. It is a largely middle ...
Located at 3771 Colwood Rd, Timberline Lodge is a senior housing community in Caro, Michigan. The community is in a largely middle class area, with a median family income of $39,063. It has a medium-density population, with around ...
Amazing Love is a senior care facility located at Country Lane Caro in Caro, Michigan. The neighboring area has a medium-density population, with about 13,000 individuals living in the zip code of 48723. It is a mostly middle ...
Located at 1785 Hope Dr, Harbor Light is a senior care facility in Caro, Michigan. The facility is in a largely middle class area, with an average per-household income of $39,063. With about 13,000 individuals residing in the ...
Located at 1959 Circle Dr, Circle Drive A I S Home is a senior housing facility serving Fairgrove, Michigan. The community is in a mostly middle class area, with an average per-family income of $44,280. With roughly 3,000 ...
8 miles away from Caro, MI
Located at 5240 W Darbee Rd in Fairgrove, Michigan, Hecht Adult Foster Care Home is a 2 room home care facility. The community is in a largely middle income area, with a median household income of $44,280. It ...
9 miles away from Caro, MI
Fisher Senior Care and Rehab Center is a 53 bed nursing facility situated in Mayville, Michigan. The encompassing area has a sparse population, with around 6,000 residents in the 48744 zip code. With an average family income of ...
10 miles away from Caro, MI
Located at 127 N Main St, Stratmans Manor is a senior care facility in Vassar, Michigan. With around 11,000 people residing in the 48768 zip code, the neighboring area has an average population density. It is a generally ...
12 miles away from Caro, MI
Fulton Residential Care Corporation is located at 6237 Virginia St in Cass City, Michigan. It is a 6 unit senior housing facility. The community is in a primarily middle income area, with a median family income of $40,095. ...
14 miles away from Caro, MI
Northwood Meadows is a senior care community located at 6086 Beechwood Dr in Cass City, Michigan. The encompassing area is sparsely populated, with around 7,000 people residing in the 48726 zip code. With a median per-family income of ...
14 miles away from Caro, MI
Hillside Adult Foster Care is a 6 unit residential care home located in Decker, Michigan. With a median per-household income of $40,183, the facility is in a primarily middle class area. It is sparsely populated, with roughly 2,000 ...
17 miles away from Caro, MI
Located at 725 W Genesee in Frankenmuth, Michigan, Wellspring Lutheran Services - Frankenmuth is a 112 unit senior care facility. The facility is in a mostly middle class area, with an average per-family income of $62,470. With around ...
20 miles away from Caro, MI
Located at 255 Mayer Rd, Independence Village of Frankenmuth is a senior housing community in Frankenmuth, Michigan. The encompassing area has an average population density, with approximately 8,000 individuals residing in the zip code of 48734. It is ...
20 miles away from Caro, MI
Located at 11437 Henderson Rd in Otisville, Michigan, Ann's Adult Foster Care Home is a 6 bed residential care facility. With a median per-family income of $51,201, the facility is in a generally middle income area. It has ...
21 miles away from Caro, MI
Heart's Faith Adult Foster Care Home is a 6 bed residential care facility situated in Bad Axe, Michigan. The surrounding area has an average population density, with roughly 9,000 individuals residing in the zip code of 48413. With ...
22 miles away from Caro, MI
Located at 564 W Hampton Rd in Essexville, Michigan, Bay County Medical Care Facility is a 206 room senior housing community. The encompassing area has a medium-density population, with approximately 12,000 individuals living in the 48732 zip code. ...
22 miles away from Caro, MI
Brookdale Bay City is located at 734 North Pine Rd in Bay City, Michigan. It is a senior care community for individuals 55 and over. The encompassing area is densely populated, with about 28,000 individuals living in the ...
23 miles away from Caro, MI
Located at 720 N Pine Rd, Clare Bridge of Bay City is a senior care facility serving Bay City, Michigan. The community is in a primarily middle class area, with an average per-family income of $38,128. With about ...
23 miles away from Caro, MI
Located at 5286 E Vienna Rd, Gross Adult Foster Care is a residential care facility serving Clio, Michigan. The facility is in a generally middle income area, with an average per-household income of $49,723. It is heavily populated, ...
23 miles away from Caro, MI
Located at 5366 W Rolling Hills Dr, Bavarian Comfort Care is a senior care facility serving Bridgeport, Michigan. The neighboring area has a sparse population, with around 4,000 individuals living in the 48722 zip code. It is a ...
24 miles away from Caro, MI
Located at 1376 E Hurd Rd, Brannon Adult Foster Care is a residential care facility in Clio, Michigan. With a median family income of $49,723, the community is in a predominantly middle class area. It is densely populated, ...
25 miles away from Caro, MI
Located nearby the Buena Vista area of the city, Lee Lee's Adult Foster Care Home is a family care home serving Saginaw, Michigan. The community is in a generally lower income area, with an average family income of $26,751. ...
25 miles away from Caro, MI
Located at 170 N Caseville Rd, Scheurer Hospital Long Term Care is a nursing care facility serving Pigeon, Michigan. The facility is in a generally middle class area, with an average per-household income of $39,288. It is sparsely ...
25 miles away from Caro, MI
Diane's Adult Foster Care is a 12 unit family care home. It is located at 8445 Moorish Rd in Birch Run, Michigan. The surrounding area has an average population density, with about 10,000 individuals living in the 48415 ...
25 miles away from Caro, MI
Senior Resources in Caro, Michigan
Region VII Area Agency on Aging Caro's seniors find a range of supportive services through the Region VII Area Agency on Aging, a local nonprofit organization that serves those aged 60 and over. The agency has options counselors who help older adults understand their long-term care options within the Caro region and identify ways they may be able to fund services. The agency also provides nutritional services and nonemergency medical transportation. 1615 South Euclid Avenue, Bay City, MI 48706 (800) 858-1637 region7aaa.org |
Lakeshore Legal Aid Lakeshore Legal Aid is a nonprofit organization that serves and advocates for vulnerable populations in the Caro region, including seniors. Its legal professionals can help seniors and veterans apply for benefits that may help them pay for assisted living services, and it helps seniors resolve issues such as denied public benefits or health insurance, benefits overpayment and advanced planning. 429 North State Street, Caro, MI 48723 (989) 673-5651 lakeshorelegalaid.org |
Tuscola County Veterans Affairs The Tuscola County Veterans Affairs division is a community-based service for older veterans that can help them apply for local, state and federal benefits to which they're entitled. The office has experienced advisors who help older veterans and qualified family members navigate the system and gather the documentation necessary for filing benefits claims. The office is open on weekdays from 8 a.m. to 4 p.m., and appointments are recommended. 139 Cleaver Road, Suite B, Caro, MI 48723 (989) 673-8114 tchd.us |
Thumb Area Retired and Senior Volunteer Program The local RSVP provides volunteer opportunities to older adults in Caro, helping them to stay active in their communities. Through this program, older adults can volunteer in local schools to help young children with developing reading and social skills. Other volunteer opportunities may be available throughout the year, and seniors serve as much or as little as they prefer and in the capacity that best fits their interests. 429 Montague Avenue, Caro, MI 48723 (989) 673-4121 hdc-caro.org |
Michigan Medicare/Medicaid Assistance Program MMAP is a statewide program that serves Medicare-eligible individuals through information and counseling services. Seniors can contact the program’s free helpline for assistance with making decisions regarding their health insurance coverage, understanding Medicare coverage, late enrollment fees and cost-sharing obligations and researching private Medicare options. The office also helps seniors apply for programs such as Medicaid and can help older adults compare long-term care insurance plans. (800) 803-7174 mmapinc.org |
Long-Term Care Ombudsman Program The Long-Term Care Ombudsman Program serves as an advocate for assisted living residents in Caro and the surrounding region. The ombudsman assists with the move-in process and can help seniors find options for paying for assisted living costs. They can also help residents understand their rights, and they act as a mediator with conflicts between residents and their long-term care facilities. 1615 South Euclid Avenue, Bay City, MI 48706 (989) 450-8632 mltcop.org |