Assisted Living in Duluth, Minnesota
With a population of just over 85,000 according to the latest census estimates, Duluth, Minnesota combines lots of urban amenities with a small-town feel. While the cold winters may not make Minnesota a hotspot for some, for others it offers unique inland beaches, mild summers and year-round fun. Duluth is home to indoor entertainment such as the Duluth Art Institute and Superior Symphony Orchestra. Since it sits on the shores of Lake Superior, residents always have access to outdoor adventures and plenty of sandy beaches. The only all freshwater aquarium is in the city, and skiing is a big draw for residents and tourists. This combination of factors put Duluth on CNN Money's list of 25 Best Places to Retire.
The city is home to 41 assisted living facilities, which have an average cost of $3,800 per month. The national average is $4,051, so Duluth seniors can expect to save $251 per month with a move to this northern city, making it an affordable option.
The SeniorScore for Duluth, Minnesota
When selecting a long-term home for retirement, the SeniorScore offers a look at cities and their senior-friendly policies and amenities. Using more than 100 data points, pulled from both government and private databases, the SeniorScore provides a quick snapshot of the city, broken down into four senior-centric categories, including, Health & Safety, Recreation & Leisure, Finances and General Quality of Life. Duluth scores a 69, which is slightly lower than the Minnesota score of 70. It scores highest in Health & Safety and General Quality of Life with a 65 and 63, respectively.
The Health & Safety score of 65 reflects the reasonable number of Medicare-registered doctors in the area, along with three hospitals and 88 pharmacies. Life expectancy is also loner in Duluth, with residents living to an average of 81.1 years — two and a half years longer than the average nationwide.
Great weather in the summer, lots of public transportation, above average air quality and very short commutes, all help give Duluth a solid 63 for General Quality of Life.
Duluth scores lowest in the Finances category at a 57. High sales tax and an above-average income tax may be why this number is on the lower end. In addition, Minnesota is one of five states that tax Social Security benefits, though with a flat reduction on tax liability applied. However, cost of living in Duluth is very low, which may make it an affordable option for those seeking a retirement spot with plenty of snow for winter sports and activities.
SeniorScore™ for Duluth, Minnesota
The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.
- Duluth scores lower than the Minnesota average of 70.
- Duluth scores lower than the national average of 72.
- There is an average number of Medicare registered physicians within the city limits.
- There are 3 hospitals within close range of the city, including Essentia Health St Mary's Medical Center, Essentia Health Duluth, and St Lukes Hospital.
- There are 47 senior living facilities in close proximity to the city, including Chris Jensen Health and Rehabilitation Center, McCarthy Manor, and Benedictine Health Center.
- There is a high number of home healthcare providers operating in the city.
- There is a high number of fire stations serving the city.
- The average life expectancy is 81.1, compared to the national average of 78.6.
- There are 88 pharmacies within close range of the city.
- The area has a high property crime rate.
- The area has an average violent crime rate.
- The city has an average percentage of seniors in the population (26% of residents).
- There are 16 golf courses in or around the city, including Enger Park Golf Course (Back Nine/Front Nine Course at Enger Park Golf Course), Pike Lake Country Club, and Grandview Golf Club.
- There are 21 parks near the city center, including Hartley Park, W.R. Bagley Nature Area, and Chester Park.
- There are 66 churches in or near the city, including Trinity Lutheran Church, St Mary Star of the Sea Church, and Gloria Dei Lutheran Church.
- There are 12 malls / shopping centers within close range of the city.
- There are 33 grocery stores within the city.
- There are 4 movie theatres in or near the city.
- There are 19 gyms or health clubs in or near the city.
- The property taxes average 1.95% of total income, which is significantly lower than the national average of 2.79%.
- The property taxes average 0.78% of property value, which is significantly lower than the national average of 1.09%.
- The city sales taxes averages 7.38%, which is higher than the national average of 6.97%.
- Minnesota has an average state income tax of 4.79%, compared to the national average of 3.38%.
- The city's mean household income is $63,332, which is lower than the national average of $64,580.
- The city's median household income is $48,965, which is lower than the national median of $51,560.
- The city's per capita income is $26,054, which is higher than the national average of $25,611.
- Assisted living costs average $45,690 per year, which are high compared to national figures.
- Nursing home costs average $96,042 per year, which are high compared to national costs.
- Adult daycare costs average $18,957 per year, which are high compared to national numbers.
- Home healthcare costs average $53,196 annually, which are very high compared to national costs.
- The unemployment rate is about 7.79%, which is average compared to national averages.
- The overall cost of living is high compared to national averages.
- 0% of the senior population are financially responsible for at least one grandchild.
- Duluth receives low levels of rainfall each year.
- Duluth has very harsh mean temperatures, with very cold winters and pleasant summers.
- This city has above average air quality.
- Duluth has a dense population density of 3,371.6 people per square mile.
- Residents of Duluth have a very short daily commute time.
- The city has a high public transportation ridership.
- Duluth has a very high public school quality ranking.
- The city has a high public school safety rating.
- This city has a high graduation rate of 93.18%.
Assisted Living Costs in Duluth, Minnesota
The cost of assisted living in Duluth, Minnesota is $3,800, according to Genworth Financial’s Cost of Care Survey 2019. Duluth seniors spend approximately $250 less per month than the national average of $4,051. Assisted living costs in Duluth are even with the state average and consistent with costs in similarly-sized cities.
Assisted living costs in Duluth are well below the national average at $3,800, but the city is near the top of the range compared to the rest of the state. However, it is important to note that the difference between Duluth and Rochester, the most affordable region in Minnesota, is approximately $800 per month. The difference between Duluth and Minneapolis, the most expensive city in the state, is $1,072, which puts Duluth solidly in the middle of the range. St. Cloud, which has a population of just under 70,000, averages $3,551 for assisted living, while Mankato, at nearly 43,000 residents, averages $3,444. Rochester is larger than Duluth and significantly more affordable likely due to its proximity to La Crosse in Wisconsin, where assisted living costs approximately $2,598. Waterfront views, skiing and a collection of urban amenities might make Duluth a solid option for retirement when combined with the relatively low cost for long-term care services.
- La Crosse: $2,598
- Rochester: $2,983
- Mankato: $3,444
- St. Cloud: $3,551
- Duluth: $3,800
- Minneapolis: $4,782
Top Assisted Living Facilities in Duluth, Minnesota
Located at 4002 London Rd in Duluth, Minnesota, Lakeshore is a 60 bed senior community. The surrounding area has a medium-density population, with approximately 16,000 poeple living in the zip code of 55804. With an average family income ...
Viewcrest Health Center is a 92 unit nursing facility located in Duluth, Minnesota. The encompassing area is heavily populated, with about 27,000 individuals residing in the zip code of 55811. With a median per-household income of $54,863, it ...
Franciscan Health Center is a 44 room nursing care facility. It is located at 3910 Minnesota Ave in Duluth, Minnesota. With approximately 3,000 individuals residing in the 55802 zip code, the surrounding area is sparsely populated. It ...
Benedictine Health Center is located at 935 Kenwood Ave in Duluth, Minnesota. It is a 96 room nursing care facility. The encompassing area is heavily populated, with about 27,000 people residing in the zip code of 55811. ...
Located at 330 E 3rd St, St Anns Residence is a senior housing facility in Duluth, Minnesota. The surrounding area has an average population density, with roughly 11,000 individuals residing in the zip code of 55805. It is ...
River Hill Assisted Living is a senior housing community located at 126 98th Ave W in Duluth, Minnesota. With around 7,000 poeple living in the 55808 zip code, the neighboring area is sparsely populated. It is a predominantly ...
Located at 102 N 58th Ave W, Spirit Valley Assisted Living is a senior care community in Duluth, Minnesota. The facility is in a primarily middle income area, with an average family income of $40,039. With roughly 11,000 ...
Hillside Homes of Duluth is a senior housing facility located at 414 N 8th Ave E in Duluth, Minnesota. The community is in a predominantly lower income area, with an average per-family income of $27,505. With approximately 11,000 ...
McCarthy Manor is a senior care community located at 2221 N Arlington Ave in Duluth, Minnesota. The community is in a predominantly middle class area, with an average per-family income of $54,863. It has a dense population, with ...
Located at 724 Maple Grove Rd, Primrose Retirement Community - Duluth is a senior housing facility serving Duluth, Minnesota. The facility is in a primarily middle income area, with a median household income of $54,863. It is densely ...
Located at 2319 Portage Dr, Westview Services is a senior housing community serving Duluth, Minnesota. The facility is in a generally middle class area, with a median household income of $54,863. With roughly 27,000 residents in the 55811 ...
Aftenro Home is a 54 room senior housing facility. It is located at 510 West College St in Duluth, Minnesota. The facility is in a predominantly middle income area, with an average per-family income of $54,863. It ...
Five Star Assisted Living Serv is a senior community located at 11 East Superior St in Duluth, Minnesota. The neighboring area has a sparse population, with approximately 3,000 individuals residing in the 55802 zip code. It is a ...
Located at 503 E 3rd St Ste 400, Benedictine Health System is a nursing facility serving Duluth, Minnesota. The facility is in a predominantly low income area, with an average family income of $27,505. It has a medium-density ...
Heritage Haven is a senior community located at 3044 Morris Thomas Rd in Duluth, Minnesota. The encompassing area is heavily populated, with roughly 27,000 individuals living in the 55811 zip code. It is a primarily middle class area, ...
Benet Hall is a senior housing facility located at 1001 Kenwood Ave in Duluth, Minnesota. The surrounding area is heavily populated, with around 27,000 individuals living in the 55811 zip code. It is a primarily middle income area, ...
Located at 4730 Matterhorn Cir, IInterim Healthcare Vent Care is a nursing home facility in Duluth, Minnesota. With approximately 27,000 people residing in the zip code of 55811, the encompassing area is densely populated. It is a generally ...
Located at 1609 Piedmont Ave, Transitional Senior Housing is a senior care facility in Duluth, Minnesota. The facility is in a primarily middle class area, with a median per-family income of $54,863. With roughly 27,000 residents in the ...
Located at N 2nd Ave E 222, Tri Towers Assisted Living is a senior community serving Duluth, Minnesota. The community is in a largely working class area, with an average per-household income of $27,505. With roughly 11,000 residents ...
Located at 2528 Trinity Rd, Keystone Bluffs Assisted Livg is a senior community serving Duluth, Minnesota. The surrounding area is densely populated, with about 27,000 residents in the 55811 zip code. It is a largely middle income area, ...
Located at 222 E 2nd St, King Manor is a senior care community in Duluth, Minnesota. The encompassing area has a medium-density population, with about 11,000 individuals residing in the 55805 zip code. With an average household income ...
Located at 5601 Grand Ave, Wesley Residence Of Duluth is a senior housing community in Duluth, Minnesota. The surrounding area has a medium-density population, with approximately 11,000 individuals residing in the zip code of 55807. It is a ...
Westwood Of Duluth is a senior housing facility located at 925 Kenwood Ave in Duluth, Minnesota. With an average family income of $54,863, the community is in a largely middle income area. It is heavily populated, with around ...
Located at 4004 London Rd, Lakeshore The Crest is a senior care facility serving Duluth, Minnesota. With an average per-family income of $65,925, the community is in a mostly middle class area. It has a medium-density population, with ...
Lakeside Manor is a senior care community located at 4831 London Rd in Duluth, Minnesota. The facility is in a largely middle class area, with a median family income of $65,925. It has a medium-density population, with about ...
Located at 4082 Haines Rd, Pine Grove Apartments is a senior housing facility serving Duluth, Minnesota. With approximately 27,000 poeple living in the 55811 zip code, the encompassing area is heavily populated. It is a generally middle income ...
Pines III Assisted Living is a senior community located at 50 E St Marie St in Duluth, Minnesota. The facility is in a mostly middle class area, with an average per-family income of $66,108. With around 18,000 poeple ...
Peace of Mind of Duluth is a senior care facility for those over 17. It is located at 4504 Woodland Ave in Duluth, Minnesota. With a median household income of $66,108, the facility is in a primarily middle ...
Located at 2140 Woodland Ave, September House is a senior community serving Duluth, Minnesota. The surrounding area has an average population density, with about 18,000 individuals residing in the zip code of 55803. It is a generally middle ...
Located at 2701 W Superior St Ste 101, Five Star Living is a senior housing facility in Duluth, Minnesota. The community is in a predominantly low income area, with an average per-household income of $31,070. With around 11,000 ...
Possibilities Plus is a senior housing community located at 8301 Grand Ave in Duluth, Minnesota. The surrounding area has an average population density, with about 11,000 poeple living in the 55807 zip code. It is a largely middle ...
Northland Adult Foster Care is a residential care home located at 5103 Ramsey St in Duluth, Minnesota. The community is in a mostly middle income area, with a median family income of $40,039. With about 11,000 individuals residing ...
Garden House Estates Ltd is a 29 bed senior care facility located in Duluth, Minnesota. The neighboring area has a sparse population, with about 7,000 individuals living in the 55808 zip code. With a median per-household income of ...
Located at 4402 Haines Rdxc, At Home Living Facilities is a senior care community in Duluth, Minnesota. With a median per-household income of $54,863, the facility is in a predominantly middle class area. It has a dense population, ...
Located at 2510 Maple Grove Rd Ste 300, Superior View Assisted Living is a senior community serving Duluth, Minnesota. With an average household income of $54,863, the facility is in a largely middle class area. It is heavily ...
Peace of Mind of Duluth is a senior housing community located at 903 Redbud St in Duluth, Minnesota. With about 27,000 individuals living in the 55811 zip code, the surrounding area has a dense population. It is a ...
Westwood Benedictine Health is a nursing care facility located at 925 Kenwood Ave Ste 1101 in Duluth, Minnesota. The encompassing area is densely populated, with approximately 27,000 people residing in the 55811 zip code. It is a generally ...
Located at 4067 Reinke Rd, Golden Oaks is a senior community in Duluth, Minnesota. With about 27,000 poeple living in the zip code of 55811, the surrounding area is heavily populated. It is a generally middle class area, ...
Located at 4214 Enterprise Cir, At Home Living Corporate Office is a senior housing community in Duluth, Minnesota. The facility is in a mostly middle class area, with a median family income of $54,863. With around 27,000 residents ...
Located at 5231 Wilderness Trl, Stepping Stones For Living is a senior housing community serving Duluth, Minnesota. The facility is in a primarily middle income area, with an average household income of $54,863. It has a dense population, ...
Free Assisted Living Resources in Duluth, Minnesota
Minnesota Board on Aging The Minnesota Board on Aging offers seniors counseling services about housing options, helping seniors find and select the right level of care. For those considering assisted living, it offers information about local options and how to find affordable care for each senior, along with explanations of what seniors can expect at each type of long-term care facility. 540 Cedar Street, St. Paul, MN 55164 (651) 431-2500 https://mn.gov/board-on-aging/ |
Senior LinkAge Line The Senior LinkAge Line is a service offered free to all seniors and provides assistance with a variety of issues that may affect seniors from housing to legal aid. It is operated by the Minnesota Board on Aging and includes counseling about assisted living, finding the right location and minimizing the number of moves necessary to provide a complete continuum of care as seniors age and require more services. 540 Cedar Street, St. Paul, MN 55164 (800) 333-2433 https://mn.gov/senior-linkage-line/ |
Arrowhead Area Agency on Aging Area Agencies on Aging act as an information center about local and national programs that may be available to seniors in Duluth. It also operates a network of volunteers, encouraging seniors who are physically able to be active participants in their communities. 221 West 1st Street, Duluth, MN, 55802 (218) 722-5545 https://www.arrowheadaging.org/ |
Parks & Recreation Senior Programs Duluth’s Parks & Recreation agency offers numerous programs aimed at seniors and operates three senior and recreation centers throughout the city. These centers allow seniors to participate in a variety of social activities, grab a hot meal and enjoy fitness classes. A center can also provide wellness checks or counseling and referral services to seniors who need extra help. 411 W 1st Street, Duluth, MN 55802 (218)730-5000 https://duluthmn.gov/parks/programs-events/senior-programs/ |
The Senior Reporter Six times a year, The Senior Reporter publishes a free, informational magazine that is a celebration of retirement and includes important local resources for seniors. In its pages, seniors find everything from Abuse Hotlines to tips on quilting and local hotspots for outdoor activities. It also offers information about assisted living communities and other services designed for the elderly. Pick up a copy at a local grocery store. 1105 East Superior Street, Duluth, MN 55802 (218) 624-4949 https://theseniorreporter.org/ |
Frequently Asked Questions
Question
How much is assisted living in Minnesota?
Answer
The cost of assisted living in Minnesota averages approximately $113 per day, $3,403 monthly, and $40,830 per year. By comparison, the US averages are $117 per day, $3,500 monthly, and $42,000 per year.
Question
How much does assisted living cost in Duluth?
Answer
The price of assisted living in Duluth, Minnesota averages from approximately $2,223 up to $6,100 per month. The mean cost is approximately $3,808 per month, or about $45,690 per year.
Question
What is included with assisted living?
Answer
Services administered in assisted living facilities typically include 24-monitoring, help with chores, hygiene assistance, medication assistance, and recreational activities.
Question
Which assisted living facilities in Duluth accept Medicaid?
Answer
These assisted living facilities in Duluth take Medicaid as payment: Heritage Manor, St Raphaels Health and Rehab Center, Essentia Health - Virginia Care Center, Franciscan Health Center, and Lakeshore.
Question
What is the senior population of Duluth?
Answer
While the encompassing metropolitan area is home to 215,498 inhabitants, there are 116,688 residing within the city. Those 55 and over represent 26% of the total population.