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Assisted Living in St Cloud, Minnesota

The largest city in central Minnesota, St. Cloud has been named an age-friendly city due to its affordability and range of services. It has a population of 68,462, of whom 12.7% are seniors. St. Cloud gets warm summers and cold, snowy winters that create the perfect environment for winter sports like cross-country skiing and snowshoeing on Beaver Island Trail. Seniors who like to spend time outdoors may also like to visit the Quarry Park and Nature Preserve or Munsinger Clemens Gardens on the Mississippi River. Seniors can also visit historical attractions such as Stearns History Museum, which has art and history exhibits for all ages.

St. Cloud has approximately 23 assisted living communities, which share an average cost of $2,723 per month. According to Genworth's 2020 Cost of Care Survey, this price is significantly lower than state and national averages.



The SeniorScore for Saint Cloud, Minnesota



SeniorScores rate how friendly a city is to aging adults by gathering data on over 100 factors. St. Cloud has a SeniorScore of 71, which is higher than the state average of 70 but lower than the national average of 72. St. Cloud scores highest in the Health & Safety category, at 68, followed by the General Quality of Life section, at 65. Despite the area's relative affordability, its lowest ranking is in the Finances category.

St. Cloud has very high numbers of Medicare-registered physicians and home health care providers. There are two hospitals in the area, including the St. Cloud Hospital, which is ranked third-best in the entire state. Residents here have a higher life expectancy than the national average, at 81.1 compared to 78.6. The city has above-average air quality and very short daily commute times, contributing to its high General Quality of Life score.

In the Recreation & Leisure category, St. Cloud's relatively low score of 60 is influenced by its low senior population. The city does, however, have a variety of senior-friendly options for entertainment and enrichment, including two theaters, nine parks and 51 churches. The city also has 26 golf courses, including the award-winning Blackberry Ridge Golf Club and a championship course at the St. Cloud Country Club.



SeniorScore™ for St Cloud, Minnesota



The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.

71

SeniorScore™ Overview

  • St Cloud scores higher than the Minnesota average of 70.
  • St Cloud scores lower than the national average of 72.
68

Health & Safety

  • There is a very high number of Medicare registered physicians within the city limits.
  • There are 2 hospitals within close range of the city (St Cloud Va Medical Center and St Cloud Hospital).
  • There are 22 senior living facilities in close proximity to the city, including Sterling Park Healthcare Center, Benedict Court-Benedict Homes, and St. Benedict's Senior Community - St. Cloud.
  • There is a very high number of home healthcare providers operating in the city.
  • There is an average number of fire stations serving the city.
  • The average life expectancy is 81.1, compared to the national average of 78.6.
  • There are 137 pharmacies within close range of the city.
  • The area has a high property crime rate.
  • The area has an average violent crime rate.
60

Recreation & Leisure

  • The city has a very low percentage of seniors in the population (21% of residents).
  • There are 26 golf courses in or around the city, including Angushire Golf Course (Par 3 Course at Angushire Golf Course), Boulder Ridge Golf Club, and St. Cloud Country Club.
  • There are 9 parks near the city center, including Quarry Park and Nature Preserve, Rivers Edge Park, and Munsinger Gardens.
  • There are 51 churches in or near the city, including St Joseph\'s Church, Apolostic United Pentacostal Church, and Crossroads Christian Chr.
  • There are 15 malls / shopping centers within close range of the city.
  • There are 42 grocery stores within the city.
  • There are 2 movie theatres in or near the city.
  • There are 51 gyms or health clubs in or near the city.
58

Finances

  • The property taxes average 2.67% of total income, which is lower than the national average of 2.79%.
  • The property taxes average 0.96% of property value, which is significantly lower than the national average of 1.09%.
  • The city sales taxes averages 7.38%, which is higher than the national average of 6.97%.
  • Minnesota has an average state income tax of 4.79%, compared to the national average of 3.38%.
  • The city's mean household income is $60,664, which is lower than the national average of $64,580.
  • The city's median household income is $43,655, which is significantly lower than the national median of $51,560.
  • The city's per capita income is $24,285, which is lower than the national average of $25,611.
  • Assisted living costs average $36,336 per year, which are low compared to national figures.
  • Nursing home costs average $90,710 per year, which are average compared to national costs.
  • Adult daycare costs average $19,097 per year, which are high compared to national numbers.
  • Home healthcare costs average $46,904 annually, which are average compared to national costs.
  • The unemployment rate is about 8.52%, which is average compared to national averages.
  • The overall cost of living is average compared to national averages.
  • 0% of the senior population are financially responsible for at least one grandchild.
65

General Quality of Life

  • St Cloud receives ideal levels of rainfall each year.
  • St Cloud has very harsh mean temperatures, with very cold winters and pleasant summers.
  • This city has above average air quality.
  • St Cloud has an average population density of 1,009.7 people per square mile.
  • Residents of St Cloud have a very short daily commute time.
  • The city has an average public transportation ridership.
  • St Cloud has a very high public school quality ranking.
  • The city has a high public school safety rating.
  • This city has a high graduation rate of 91.15%.

 
 

Assisted Living Costs in Saint Cloud, Minnesota



According to Genworth's 2020 Cost of Care Survey, assisted living in St. Cloud averages $2,723 per month. This price is significantly lower than the Minnesota average, which comes to $4,283. Assisted living in St. Cloud is also much more affordable than the national median of $4,300 per month.

Central city St. Cloud has the lowest average assisted living prices in Minnesota. In the state's southeastern corner, Rochester is a little more expensive, at $3,105. In Minneapolis, assisted living averages $4,797 per month. Nearby Mankato has the highest costs in the state. At $4,968, it is $2,245 per month more expensive than assisted living in St. Cloud. In the northern city Duluth, prices come to $3,221. Neighboring South Dakota has similar assisted living prices, with the Grand Forks area averaging $2,600 per month, or $123 less than in St. Cloud. North Dakota capital Bismarck, however, is more expensive, at $3,470. On the border between the two states, Fargo has an average assisted living price of $4,623 per month.

  • Grand Forks, ND: $2,600
  • St. Cloud: $2,723
  • Rochester: $3,105
  • Duluth: $3,221
  • Bismarck, ND: $3,470
  • Fargo, ND: $4,623
  • Minneapolis: $4,797
  • Mankato: $4,968


Top Assisted Living Facilities in St Cloud, Minnesota



Benet Place - St Cloud, MN

Benet Place

1420 Minnesota Blvd

St Cloud, MN 56304

1-855-221-7955

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Located at 1420 Minnesota Blvd, Benet Place is a senior care facility in St Cloud, Minnesota. The surrounding area has a medium-density population, with around 17,000 residents in the zip code of 56304. With an average per-family ...

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Ridgeview Place - Sauk Rapids, MN

Ridgeview Place

1009 10th Ave NE

Sauk Rapids, MN 56379

1-855-222-1541

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Ridgeview Place is a 57 room senior care community. It is located at 1009 10th Ave NE in Sauk Rapids, Minnesota. The facility is in a largely middle class area, with an average per-household income of $55,358. ...

2 miles away from St Cloud, MN

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Good Shepherd Lutheran Home - Sauk Rapids, MN

Good Shepherd Lutheran Home

1115 4th Avenue North

Sauk Rapids, MN 56379

1-855-243-3078

5 Reviews  

Good Shepherd Lutheran Home is located at 1115 4th Avenue North in Sauk Rapids, Minnesota. It is a 162 room senior housing community. The encompassing area has a medium-density population, with roughly 17,000 poeple living in the zip ...

3 miles away from St Cloud, MN

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Heritage Village - Sartell, MN

Heritage Village

1535 7th Ave S

Sartell, MN 56377

1-855-243-3078

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Heritage Village is a senior community located at 1535 7th Ave S in Sartell, Minnesota. With about 19,000 individuals living in the zip code of 56377, the neighboring area has a medium-density population. It is a largely middle ...

4 miles away from St Cloud, MN

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Assumption Home - Cold Spring, MN

Assumption Home

715 North 1st St

Cold Spring, MN 56320

1-855-221-7955

5 Reviews  

Assumption Home is an 82 bed senior community located in Cold Spring, Minnesota. With approximately 9,000 people residing in the zip code of 56320, the encompassing area has a medium-density population. It is a largely middle class area, ...

15 miles away from St Cloud, MN

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Free Assisted Living Resources in Saint Cloud, Minnesota



Central Minnesota Council on Aging

This Area Agency on Aging educates local adults on health topics such as fall prevention, physical fitness and chronic disease management. In partnership with the state board on aging, this body also offers a Medicare counseling initiative that helps seniors determine their eligibility and apply for health insurance. Elders can also get long-term care counseling and placement through the SeniorLinkAge line.

250 Riverside Avenue North, Suite 300, Sartell, MN 56377\

(320) 253-9349

http://www.cmcoa.org/index.shtml

Whitney Senior Center

Adults ages 55 and over are invited to participate in educational and recreational programming, including games, special interest clubs and fitness classes. Hobby workshops, including quilting, woodworking and painting are available here, as are support groups for memory loss and other chronic conditions. Members can also take part in lifelong learning lectures on topics ranging from crime prevention and financial management to travel.

1527 Northway Drive, St. Cloud, MN 56303

(320) 255-7245

https://www.ci.stcloud.mn.us/93/Whitney-Senior-Center

St. Cloud Veterans Services

Divided between three counties, the City of St. Cloud maintains a resource center of the various veteran service organizations that serve the area. All of these county-run veterans offices offer similar services, which include helping veterans find and access financial assistance programs. These organizations can also help service members access health care through the local VA medical system.

400 2nd Street South, St. Cloud, MN 56301

(320) 255-7200

https://www.ci.stcloud.mn.us/977/Veterans-Services

Central Minnesota Legal Services

Pro bono advice and assistance is available to low-income adults in need of legal representation. Attorneys at this nonprofit can help with issues related to housing and rental disputes, tax matters and consumer debt issues. Seniors can also get help preparing wills and health care directives.

110 Sixth Ave South, Suite 205, St. Cloud, MN 56301

(320) 253-0138

https://www.centralmnlegal.org/

American Association of Retired Persons

The AARP supports healthy aging by providing education and enrichment to millions of seniors across the country. Members can access defensive driving classes designed to help aging drivers stay safe as well as a fraud prevention initiative that keeps track of common scams. Seniors can also access cultural clubs, social activities and tax preparation assistance.

1919 University Avenue, Suite 500, St. Paul, MN 55104

(866) 554-5381

https://local.aarp.org/saint-cloud-mn/


 
 
 
 

Frequently Asked Questions



Question
What does assisted living cost in the state of Minnesota?

Answer
The average cost of assisted living in Minnesota is around $113 per day (ranging from $29 to $240), $3,403 monthly (ranging from $867 to $7,200), and $40,830 annually (ranging from $10,404 to $86,400).

Question
What does assisted living include?

Answer
Services generally offered with assisted living are assistance with medication, grooming care, exercise activities, social activities, and regular health care. Shared and private rooms are often available contingent upon the budget of the client.

Question
Does Medicaid cover assisted living in St Cloud?

Answer
St. Benedict's Senior Community - St. Cloud, Country Manor Health and Rehab Center, Mother of Mercy Campus of Care, Assumption Home, and CentraCare Health - Paynesville are accepting Medicaid for assisted living in St Cloud.

Question
Are there many retirees in St Cloud?

Answer
While the encompassing metropolitan area includes 176,999 inhabitants, there are 74,438 residing within the city. The 55-and-over community currently composes around 21% of the total population.

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