Need Assistance? Call 1-800-334-9427

1-800-334-9427

1-800-334-9427

Assisted Living in Temple, Texas

For retirees who want easy suburban living in Central Texas, the city of Temple offers a small-town atmosphere and a variety of leisure opportunities. Arts and entertainment enthusiasts can enjoy art exhibits and live music at the Cultural Activities Center and stage plays at the Temple Civic Theatre as well as the Temple College Jazz Festival and Temple Symphony Orchestra performances at the Mary Alice Marshall Performing Arts Center. The city’s year-round special events and regular Santa Fe Plaza happenings keep seniors connected to the community. Scenic Belton Lake offers exciting outdoor activities, and Austin is an hour away via Interstate 35.

Nearly 12,000 of Temple’s residents are 65 and older, making up 15.1% of the city’s population. For seniors in need of supportive accommodations, there are at least seven licensed assisted living facilities within city limits and five more in neighboring Belton. In addition to Temple’s overall affordability, assisted living in the area is considered affordable at $3,716 per month. Temple is also home to a regional health system.



The SeniorScore for Temple, Texas



Formulated using over 100 variables from government and private databases, a SeniorScore rates an area’s overall suitability to the needs and well-being of aging adults. This unbiased senior livability index is substantiated by various factors under four general categories. Temple’s final SeniorScore of 81 greatly exceeds Texas’ rating of 74 and the U.S. average of 72. 

The General Quality of Life in Temple achieves the highest SeniorScore of 83. Temple’s pleasant year-round climate is characterized by mild winters and plenty of sunny days, and the city has a very short commute time of 18.2 minutes, compared to the U.S. average of 26.4 minutes. The Finances category gets the second-highest SeniorScore at 73 for Temple’s low overall cost of living. Older Texans also enjoy significant tax savings, as all forms of income are tax-exempt.

Health & Safety in Temple has a SeniorScore of 68. The city’s Medicare-accredited Baylor Scott & White Health system operates a geriatric clinic and continuing care hospital in addition to multiple clinics and pharmacies. Baylor Scott & White Medical Center - Temple is among the best hospitals in Texas and the top hospital outside Houston and Dallas. The Olin E. Teague Veterans' Medical Center is also conveniently located in Temple. Recreation & Leisure gets a satisfactory SeniorScore of 64 for its sufficient number of churches, parks and other leisure establishments. Downtown Temple and Temple Mall offer plenty of shopping and dining options. Seniors can play golf at the Wildflower Country Club and the city-operated Sammons Golf Course and enjoy fishing and picnics at Temple Lake Park.



SeniorScore™ for Temple, Texas



The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.

81

SeniorScore™ Overview

  • Temple scores higher than the Texas average of 74.
  • Temple scores significantly higher than the national average of 72.
68

Health & Safety

  • There is a very high number of Medicare registered physicians within the city limits.
  • There are 5 hospitals within close range of the city, including Scott & White Memorial Hospital, Central Tx Veterans Hlth Care, and Temple Va Medical Center (va Central Texas Healthc.
  • There are 24 senior living facilities in close proximity to the city, including Wellington Rehabilitation and Healthcare, William R. Courtney Texas State Veterans Home, and Scott and White Memorial Hospital - Temple.
  • There is a high number of home healthcare providers operating in the city.
  • There is a high number of fire stations serving the city.
  • The average life expectancy is 78.5, compared to the national average of 78.6.
  • There are 55 pharmacies within close range of the city.
  • The area has a high property crime rate.
  • The area has a low violent crime rate.
64

Recreation & Leisure

  • The city has a low percentage of seniors in the population (25% of residents).
  • There are 13 golf courses in or around the city, including Sammons Park Golf Course, Temple Junior College Golf Course, and Wildflower Country Club.
  • There are 19 parks near the city center, including Jaycee Park, Nettles Park, and Bird Creek Mobile Home and RV Park.
  • There are 59 churches in or near the city, including Immanuel Baptist Church, Our Lady of Guadalupe, and Heights Baptist Church.
  • There are 9 malls / shopping centers within close range of the city.
  • There are 34 grocery stores within the city.
  • There are 3 movie theatres in or near the city.
  • There are 15 gyms or health clubs in or near the city.
73

Finances

  • The property taxes average 3.40% of total income, which is significantly higher than the national average of 2.79%.
  • The property taxes average 1.88% of property value, which is significantly lower than the national average of 1.09%.
  • The city sales taxes averages 7.25%, which is higher than the national average of 6.97%.
  • Texas has an average state income tax of 0.00%, compared to the national average of 3.38%.
  • The city's mean household income is $65,857, which is higher than the national average of $64,580.
  • The city's median household income is $49,448, which is lower than the national median of $51,560.
  • The city's per capita income is $25,984, which is higher than the national average of $25,611.
  • Assisted living costs average $41,520 per year, which are average compared to national figures.
  • Nursing home costs average $77,928 per year, which are low compared to national costs.
  • Adult daycare costs average $11,700 per year, which are very low compared to national numbers.
  • Home healthcare costs average $38,896 annually, which are very low compared to national costs.
  • The unemployment rate is about 4.78%, which is low compared to national averages.
  • The overall cost of living is very low compared to national averages.
  • 1% of the senior population are financially responsible for at least one grandchild.
83

General Quality of Life

  • Temple receives low levels of rainfall each year.
  • Temple has ideal mean temperatures, with very mild winters and very warm summers.
  • This city has above average air quality.
  • Temple has an average population density of 516.2 people per square mile.
  • Residents of Temple have a very short daily commute time.
  • The city has a very low public transportation ridership.
  • Temple has a low public school quality ranking.
  • The city has a high public school safety rating.
  • This city has an average graduation rate of 85.95%.

 
 

Assisted Living Costs in Temple, Texas



Part of the Killeen–Temple–Fort Hood metropolitan area, Temple shares similar assisted living costs with Killeen at $3,716 per month. Based on Genworth Financial’s Cost of Care Survey 2019, this amount is comparable to and slightly lower than the Texas average of $3,750 and about $300 lower than the U.S. average of $4,051. The Lone Star State’s assisted living costs range from $2,000 to $5,400, varying largely by area.


Compared to other areas in Central Texas, Temple is among the most affordable areas for assisted living, next to Waco, which is nearly $130 cheaper at $3,590 per month. Austin, the state capital, is the most expensive metro in the region and the state at $5,395, costing seniors almost $1,700 more than Temple. In South Texas, the respective estimated assisted living costs in Corpus Christi and San Antonio are $3,639 and $3,750, both close to Temple’s average.

Most areas in West Texas are more affordable than Temple. Lubbock’s average assisted living cost of $3,300 per month is around $400 less costly. Further west in El Paso, the average cost of $2,000 is the cheapest in the state, saving seniors approximately $1,700 compared to Temple. In North Texas, particularly the Metroplex area, Dallas’ assisted living cost of $4,150 is considered midrange and more costly than Temple by more than $400.

  • El Paso: $2,000
  • Lubbock: $3,300
  • Waco: $3,590
  • Corpus Christi: $3,639
  • Temple/Killeen: $3,716
  • San Antonio: $3,750
  • Dallas: $4,150
  • Austin: $5,395


Top Assisted Living Facilities in Temple, Texas



Elmcroft of Cottonwood - Temple, TX

Elmcroft of Cottonwood

3002 Jack Rabbit Rd

Temple, TX 76502

1-855-240-2530

Elmcroft of Cottonwood is a senior care community located at 3002 Jack Rabbit Rd in Temple, Texas. The facility is in a mostly middle class area, with an average per-family income of $62,290. It is heavily populated, with ...

Get Pricing Info See Details
Wildflower Place - Temple, TX

Wildflower Place

706 Red Coat Dr

Temple, TX 76504

1-855-221-7955

Wildflower Place is a senior housing community located at 706 Red Coat Dr in Temple, Texas. With an average per-household income of $39,471, the community is in a mostly middle class area. It has a dense population, with ...

Get Pricing Info See Details
Sodalis Memory Care Temple - Temple, TX

Sodalis Memory Care Temple

2728 Cottonwood Ln

Temple, TX 76502

1-855-229-7494

Sodalis Memory Care Temple is a senior community located at 2728 Cottonwood Ln in Temple, Texas. The neighboring area is heavily populated, with around 33,000 individuals residing in the zip code of 76502. With a median household income ...

Get Pricing Info See Details
Daybreak Community Service - Temple, TX

Daybreak Community Service

314 Mccullough Loop

Temple, TX 76502

1-855-222-1541

Located at 314 Mccullough Loop, Daybreak Community Service is a senior housing facility in Temple, Texas. The community is in a generally middle class area, with an average household income of $62,290. With around 33,000 individuals residing in ...

Get Pricing Info See Details

 
 

Free Assisted Living Resources in Temple, Texas



Area Agency on Aging of Central Texas

AAACT assists seniors and their caregivers in navigating eligible local programs and services. It offers information and referrals, short-term and long-term care coordination services, nutrition and wellness programs and free benefits counseling services under the State Health Insurance Program.

2180 N Main Street, Belton, TX 76513

(254) 770-2330

https://aaact.org/

Central Texas Aging, Disability and Veterans Resource Center

CTADVRC serves as the single access point to support programs and benefits for seniors, veterans and disabled individuals. It administers the Money Follows the Person options counseling program for transitioning nursing home residents and the Central Texas Care Transitions Program, which aims to prevent hospital readmissions. The agency also offers long-term care options counseling services for veterans 60 and older.

2180 N Main Street, Belton, TX 76513

(855) 937-2372

http://ctadvrc.org/

Bell County Veteran Services

The Veteran Service Officers of Bell County assist qualified veterans and their families in obtaining benefits from the VA and the Texas Veterans Commission. Temple-based applicants may schedule appointments at the Central Texas Council of Government in Belton or the H.E.L.P. Center in Killeen.

2180 N Main Street, Belton, TX 76513

(254) 933-5915

https://www.bellcountytx.com/departments/veteran_services/index.php

Sammons Community Center Senior Programs

The Sammons Community Center offers a variety of senior recreation programs, including dance and exercise classes, arts and crafts, billiards and table games and computer lessons. This facility is adjacent to the Sammons Golf Course and Sammons indoor pool, and it has a scenic location facing Polk Lake. There’s a minimal annual membership fee for Temple residents.

2220 W Avenue D, Temple, TX 76504

(254) 298-5403

https://www.templeparks.com/facilities___rentals/sammons_community_center.php

Hill Country Community Action RSVP

The local Retired and Senior Volunteer Program administered by HCCAA offers volunteer opportunities for adults 55 and older. Volunteers benefit from accident, personal liability and excess automobile liability insurance coverage during the program. Some of the civic and community service organizations where seniors can volunteer include public schools, nursing homes, animal shelters and government offices.

604 N 3rd Street, Temple, TX 76501

(254) 549-0811

http://hccaa.com/retired-and-senior-volunteer-program/

Lone Star Legal - Belton Office

The Belton Office of Lone Star Legal Aid offers free civil legal services to low-income Bell County residents. Assistance is provided on topics concerning seniors, including health care, public benefits, wills and estates and other elder law issues.

512 South Main Belton, TX 76513

(254) 939-5773 

http://www.lonestarlegal.org/


 
 
 
 

Frequently Asked Questions



Question
How much do assisted living communities cost in the state of Texas?

Answer
Assisted living in Texas costs approximately $117 daily (ranging from $28 to $287), $3,523 monthly (ranging from $825 to $8,605), and $42,270 yearly (ranging from $9,900 to $103,260). By comparison, the national averages are $117 daily, $3,500 monthly, and $42,000 yearly.

Question
How much does assisted living cost in Temple?

Answer
The price of assisted living in Temple, Texas ranges from around $3,250 monthly up to $4,175. The average cost is around $3,460 monthly, or about $41,520 yearly.

Question
What services are offered with assisted living?

Answer
The services administered in assisted living communities commonly include housekeeping services, transportation assitance, meal preparation, recreational activities, and 24-monitoring.

Question
Does Medicaid cover assisted living in Temple?

Answer
The following assisted living facilities in Temple take Medicaid: The Rosewood Retirement Community & Assisted Living, Will-O-Bell Nursing Home, Wellington Rehabilitation and Healthcare, Senior Care Centers - Indian Oaks Living Center, and Regal Healthcare Residence.

Question
What are the demographics of Temple?

Answer
While the encompassing metropolitan area has 342,184 people, there are 72,710 living in the city itself. The 55+ community currently represents about 25% of the total population.

Click Here to Request Pricing Info

Please Wait... Your Information is Processing