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Assisted Living in Charlotte, North Carolina

With a comfortable climate, easy access to world-class medical facilities, such as Carolinas Medical Center, and a modest cost of living, it’s no wonder that Charlotte is consistently named as one of the best cities in the country for retirement. Seniors enjoy a wide array of recreational activities here, including playing golf at one of the area’s 70 golf courses, shopping at SouthPark or Northlake Mall and visiting one of the city’s museums. Among the most popular attractions is the Charlotte Museum of History, which covers everything from iconic local music venues to the history of sports in the city. Visitors aged 62 and over are eligible for discounted admission.

The Charlotte area is home to approximately 67 assisted living communities. On average, seniors pay $4,583 per month for care. This is several hundred dollars per month higher than the statewide average of $4,000 per month and the national average of $4,051. However, the area’s affordable cost of living and moderate health care costs may help offset this higher monthly fee.



The SeniorScore for Charlotte, North Carolina 



The SeniorScore indicates how well-suited a city is for older adults by gathering 100 data points from government and private databases on four categories that pertain to seniors. Charlotte has an overall SeniorScore of 74, which is a little higher than the state and national averages of 72, indicating that the city is rich in amenities and services for seniors. The city scored highest in General Quality of Life and lowest in Recreation & Leisure.

Charlotte has mild temperatures throughout the year, with warm summers and very mild winters. However, the city has very poor air and water quality, and it receives a high level of rainfall each year. Its public transportation system has an average ridership, and it has average public school quality ratings. These are some of the factors that contribute to the city’s General Quality of Life score of 69. Charlotte also scored well in Finances and Health & Safety, with ratings of 65 in both categories. Compared to national averages, the city’s overall cost of living is low, and generally speaking, senior care costs are relatively modest here. There’s a high number of Medicare-registered physicians within the city and there are 10 hospitals located in and around the city, making health care accessible to seniors. However, the area has high property and violent crime rates.

The city is has a moderate number of recreational amenities, earning it a Recreation & Leisure score of 64. It features 36 malls and shopping centers, 42 parks, 70 golf courses and 26 movie theaters. It also has 38 gyms and health clubs and approximately 326 churches, providing older adults with plenty of social support.



SeniorScore™ for Charlotte, North Carolina



The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.

74

SeniorScore™ Overview

  • Charlotte scores higher than the North Carolina average of 72.
  • Charlotte scores higher than the national average of 72.
65

Health & Safety

  • There is a very high number of Medicare registered physicians within the city limits.
  • There are 10 hospitals within close range of the city, including Presbyterian Hospital, Presbyterian Hospital, and Charlotte Institute Of Rehab.
  • There are 83 senior living facilities in close proximity to the city, including Charlotte Orthopedic Hospital, Golden LivingCenter - Dartmouth, and Senior Care Options.
  • There is a high number of home healthcare providers operating in the city.
  • There is a high number of fire stations serving the city.
  • The average life expectancy is 77.8, compared to the national average of 78.6.
  • There are 888 pharmacies within close range of the city.
  • The area has a high property crime rate.
  • The area has a high violent crime rate.
64

Recreation & Leisure

  • The city has a very low percentage of seniors in the population (18% of residents).
  • There are 70 golf courses in or around the city, including Myers Park Country Club, Charlotte Country Club, and Renaissance Park Golf Course.
  • There are 42 parks near the city center, including Midtown Park, Thompson Park, and Marshall Park.
  • There are 326 churches in or near the city, including Little Rock Ame Zion Church, St Paul Baptist Church, and St John\'s Baptist Church.
  • There are 36 malls / shopping centers within close range of the city.
  • There are 365 grocery stores within the city.
  • There are 26 movie theatres in or near the city.
  • There are 38 gyms or health clubs in or near the city.
65

Finances

  • The property taxes average 2.67% of total income, which is lower than the national average of 2.79%.
  • The property taxes average 1.05% of property value, which is significantly lower than the national average of 1.09%.
  • The city sales taxes averages 7.25%, which is higher than the national average of 6.97%.
  • North Carolina has an average state income tax of 4.89%, compared to the national average of 3.38%.
  • The city's mean household income is $77,369, which is significantly higher than the national average of $64,580.
  • The city's median household income is $56,436, which is higher than the national median of $51,560.
  • The city's per capita income is $31,627, which is significantly higher than the national average of $25,611.
  • Assisted living costs average $36,000 per year, which are low compared to national figures.
  • Nursing home costs average $86,870 per year, which are average compared to national costs.
  • Adult daycare costs average $14,170 per year, which are very low compared to national numbers.
  • Home healthcare costs average $41,321 annually, which are low compared to national costs.
  • The unemployment rate is about 9.87%, which is high compared to national averages.
  • The overall cost of living is low compared to national averages.
  • 1% of the senior population are financially responsible for at least one grandchild.
69

General Quality of Life

  • Charlotte receives high levels of rainfall each year.
  • Charlotte has mild mean temperatures, with very mild winters and warm summers.
  • This city has very poor air quality.
  • This city has very poor water quality.
  • Charlotte has a dense population density of 2,525.5 people per square mile.
  • Residents of Charlotte have an average daily commute time.
  • The city has an average public transportation ridership.
  • Charlotte has an average public school quality ranking.
  • The city has a very high public school safety rating.
  • This city has an average graduation rate of 87.64%.

 
 

Assisted Living Costs in Charlotte, North Carolina 



According to Genworth Financial’s 2019 Cost of Care Survey, assisted living in Charlotte is more expensive than the state and national averages. Seniors generally pay about $4,583 per month for assisted living, though monthly costs may be higher or lower depending on their community’s location and amenities. This is about 14% higher than the statewide average of $4,000 per month and 12% higher than the national monthly average of $4,051.


Overall, North Carolina is an affordable state for assisted living, but costs vary widely across the state. Charlotte is one of the more expensive cities in the state for this level of care, with monthly costs averaging $4,583. The only cities that are costlier for assisted living are Wilmington, where seniors pay $5,408 per month and the capital city of Raleigh, where care is $5,325 per month. In Hickory, which is about 60 miles north of Charlotte, assisted living care is a little more affordable at $4,250 per month. In Winston, which is 80 miles north of Charlotte, seniors pay $4,473 per month. Several major North Carolina cities have assisted living costs that are lower than the statewide average, including Greensboro, which is 90 miles from Charlotte, and Ashville which is 130 miles away. In these cities, care costs average $3,649 and $3,325, respectively. The most affordable city in the state for assisted living is Goldsboro, which is 200 miles east of Charlotte. Here, assisted living costs $2,500 per month on average.

  • Charlotte: $4,583 
  • Hickory Area: $4,250 
  • Winston Area: $4,473 
  • Greensboro Area: $3,649 
  • Ashville: $3,325 
  • Wilmington: $5,408 
  • Goldsboro: $2,500 
  • Raleigh: $5,325 


Top Assisted Living Facilities in Charlotte, North Carolina



Aldersgate - Charlotte, NC

Aldersgate

3625 Willard Farrow Dr

Charlotte, NC 28215

1-855-224-5130

9 Reviews  

Situated in the Shannon Park area of Charlotte, North Carolina, Aldersgate is a 105 bed senior housing community. The encompassing area is densely populated, with around 55,000 residents in the 28215 zip code. With a median per-family income ...

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Sardis Oaks - Charlotte, NC

Sardis Oaks

5151 Sardis Rd

Charlotte, NC 28270

1-855-221-7955

9 Reviews  

Sardis Oaks is a 124 bed senior housing facility situated within the Providence Park neighborhood of Charlotte, North Carolina. The encompassing area has a dense population, with around 33,000 poeple living in the zip code of 28270. With ...

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Sharon Towers - Charlotte, NC

Sharon Towers

5100 Sharon Rd

Charlotte, NC 28210

1-855-224-5130

6 Reviews  

Sharon Towers is a 19 unit senior community. It is situated in the Beverly Woods area of Charlotte, North Carolina. The encompassing area is heavily populated, with about 43,000 poeple living in the zip code of 28210. ...

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Avante at Charlotte - Charlotte, NC

Avante at Charlotte

4801 Randolph Rd

Charlotte, NC 28211

1-855-233-7205

5 Reviews  

Avante at Charlotte is situated within the Providence Park area of Charlotte, North Carolina. It is a 100 unit senior care facility. The encompassing area is densely populated, with approximately 30,000 individuals living in the 28211 zip code. ...

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Carmel Hills - Charlotte, NC

Carmel Hills

2801 Carmel Rd

Charlotte, NC 28226

1-855-233-7205

2 Reviews  

Carmel Hills is a senior care facility situated in the Mountainbrook area of Charlotte, North Carolina. The neighboring area is heavily populated, with around 38,000 people residing in the zip code of 28226. With an average family income ...

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Waltonwood Cotswold - Charlotte, NC

Waltonwood Cotswold

5215 Randolph Rd

Charlotte, NC 28211

1-855-241-4685

1 Review  

Waltonwood Cotswold is a senior care community situated within the Providence Park neighborhood of Charlotte, North Carolina. The facility is in a predominantly middle income area, with a median family income of $73,652. With around 30,000 individuals living ...

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Aldersgate - Charlotte, NC

Aldersgate

3800 Shamrock Dr

Charlotte, NC 28215

1-855-233-7205

2 Reviews  

Located within the Windsor Park neighborhood, Aldersgate is a senior housing community serving Charlotte, North Carolina. The facility is in a primarily middle class area, with an average household income of $48,010. It has a dense population, with ...

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Atria Merrywood - Charlotte, NC

Atria Merrywood

3600 Park Rd

Charlotte, NC 28209

1-855-240-2530

1 Review  

Atria Merrywood is situated in the Ashbrook-Clawson Village area of Charlotte, North Carolina. It is a senior community for people over the age of 65. The surrounding area is heavily populated, with about 21,000 poeple living in the ...

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Brookdale Cotswold - Charlotte, NC

Brookdale Cotswold

3610 Randolph Rd

Charlotte, NC 28211

1-855-224-5130

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Brookdale Cotswold is situated within the Wendover-Sedgewood neighborhood of Charlotte, North Carolina. It is a senior housing facility serving those 55 and up. The encompassing area has a dense population, with around 30,000 individuals living in the 28211 ...

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Carmel Place - Charlotte, NC

Carmel Place

5512 Carmel Rd

Charlotte, NC 28226

1-855-243-3078

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Carmel Place is a senior housing facility located in the Carmel neighborhood of Charlotte, North Carolina. The facility is in a predominantly wealthier area, with a median per-family income of $82,899. It has a dense population, with around ...

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Shads Landing - Charlotte, NC

Shads Landing

9131 Benfield Rd

Charlotte, NC 28269

1-855-238-4376

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Shads Landing is a senior housing facility situated within the Highland Creek area of Charlotte, North Carolina. With an average household income of $63,730, the facility is in a largely middle income area. It is heavily populated, with ...

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Charlotte Manor - Charlotte, NC

Charlotte Manor

1003 McArthur Ave

Charlotte, NC 28206

1-855-222-1541

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Charlotte Manor is a senior care community located within the J.T. Williams neighborhood of Charlotte, North Carolina. With approximately 13,000 individuals residing in the zip code of 28206, the encompassing area has an average population density. It is ...

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Free Assisted Living Resources in Charlotte, North Carolina



Centralina Area Agency on Aging 

The Centralina Area Agency on Aging supports and improves the quality of life for older adults in the Charlotte area by offering direct services and programming. Its array of community-based services include evidence-based health programs for those living with diabetes and chronic pain, home-delivered and congregate meals and legal assistance. It also provides transportation services for medical appointments or necessary errands and offers counseling services provided by the state.

9815 David Taylor Drive Suite 100, Charlotte, NC 28262 

(704) 372-2416 

https://centralina.org/centralinaaging

Mecklenburg County Veterans Service Office 

The Mecklenburg County Community Support Services Veterans Services Division offers a wide array of services to eligible veterans and their families. The center is staffed with certified veterans services officers who provide consultation and assistance with applying for benefits, such as the VA pension, VA medical care and the Aid and Attendance program, which can help fund assisted living.

3205 Freedom Drive, Suite 2000, Charlotte, NC 28208 

(704) 432-7233 

https://www.mecknc.gov/CommunitySupportServices/VeteransServices/Pages/default.aspx 

Mecklenburg County Senior Services 

The county’s Health and Human Services department provides services for seniors to support their independence and quality of life. Some services provided include transportation assistance, adult day services and health care. Seniors can find out what services they’re eligible through Just1Call, a free, confidential over-the-phone service that’s easy to use and available in 140 languages.

301 Billingsley Road, Charlotte, NC 28211

(704) 432-1111

https://www.mecknc.gov/HHS/Pages/Seniors.aspx#medical 

Senior Centers 

There are two county-operated senior centers in Charlotte, including Shamrock Senior Center and Tyvola Senior Center. These centers are open on weekdays and offer a variety of social and recreational opportunities for adults aged 55 and over, including brain fitness exercises, low-impact aerobics classes and senior nutrition programs. The centers also provide Medicare counseling, income tax preparation and assistance with advance medical directives.

5841 Brookshire Boulevard, Charlotte, NC 28216 

(980) 314-1000 

https://www.mecknc.gov/ParkandRec/Facilities/Pages/Senior-Centers.aspx 

Adult Social Work Services 

The county’s Adult Social Work Services department support seniors in the community through various programs. Its Monitoring Unit monitors licensed assisted living facilities to ensure that they’re abiding by state regulations, and its Adult Protective Services addresses reports of abuse, neglect or exploitation of older or disabled adults. It also provides social work and case management assistance services for those who are navigating state, county and federal programs.

301 Billingsley Road, Charlotte, NC 28211 

(704) 336-3000 

https://www.mecknc.gov/dss/adults/Pages/AdultSocialWorkServices.aspx 


 
 
 
 

Frequently Asked Questions



Question
What does assisted living cost in the state of North Carolina?

Answer
The average cost of assisted living in North Carolina is roughly $98 daily (ranging from $37 to $263), $2,940 per month (ranging from $1,100 to $7,895), and $35,280 annually (ranging from $13,200 to $94,740). By comparison, the national averages are $117 daily, $3,500 per month, and $42,000 annually.

Question
What is the cost of assisted living in Charlotte?

Answer
Assisted living in Charlotte, North Carolina costs on average approximately $36,000 annually. Monthly, the range is between $1,426 and $5,175, with a median of about $3,000.

Question
What does assisted living include?

Answer
Assisted living generally includes social programs, grooming care, exercise programs, help with dressing, and transportation assitance. Care is offered in a private or shared room.

Question
Can I pay for assisted living in Charlotte with Medicaid?

Answer
The following assisted living communities in Charlotte take Medicaid: Hunter Woods Nursing and Rehab, Liberty Commons Nursing and Rehabilitation of Rowan County, Olde Knox Commons at The Villages of Mecklenburg, Mooresville Center, and Stanley Total Living Center.

Question
What are the demographics of Charlotte?

Answer
Though the surrounding metropolitan area is home to 1,928,326 inhabitants, there are 790,689 living inside the city. Residents over 55 constitute 18% of the community.

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