Assisted Living in Chesterfield, Missouri
Located 25 miles west of St. Louis in age-friendly St. Louis County, Chesterfield offers access to world-class cultural amenities and outstanding health care. It provides a safe environment with low crime rates, making it an ideal setting for those seeking a worry-free retirement community. St. Luke’s Hospital is in the city proper and there are over three dozen more within driving distance, and there is more than double the number of doctors per capita over the national norm. This makes it a top living option for seniors, a demographic that makes up nearly a quarter of the 50,000 residents.
Seniors seeking long-term care in Chesterfield have access to 19 assisted living facilities, a dozen of which are within the city proper. These facilities provide housing, three daily meals and engaging recreational activities. The Genworth 2021 Cost of Care Survey indicates that seniors in this city pay $4,100 per month for care, which is higher than the state norm of $3,000 but below the national average of $4,500.
The SeniorScore™ for Chesterfield, MO
The SeniorScore highlights the benefits and drawbacks a given city has for its older population and can help seniors determine whether it’s a good fit for retirement. This score is based on over 100 factors across four categories for an impartial look at the environment it provides retirees. Chesterfield’s SeniorScore is very high at 87, indicating a wide range of benefits for older residents. By comparison, the state and national scores come in at 72.
Chesterfield ranks especially well in the Recreation & Leisure category for its high percentage of older residents and wide array of age-friendly recreational amenities. Active seniors have access to 35 parks and about 90 golf courses, and those seeking indoor options can choose from 19 movie theaters and over two dozen shopping destinations. There are also nearly 200 churches, providing volunteer and socialization opportunities. The city scores 71 in the General Quality of Life category for its average year-round temperatures, exceptionally high graduation rate and average population density.
The city scores 78 in both the Health & Safety and Finances categories, appealing to seniors who have ongoing health needs or are looking for budget-friendly living. A dozen hospitals are in or near the city, and Medicare beneficiaries have a large provider network available to them. There are over 140 senior living facilities, some of which provide assisted living. Long-term care is generally affordable in this city, and the low cost of living can help older adults afford assisted living expenses. Taxes are high, but seniors may be able to avoid some tax-related expenses by opting for residential care.
SeniorScore™ for Chesterfield, Missouri
The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.
- Chesterfield scores significantly higher than the Missouri average of 72.
- Chesterfield scores significantly higher than the national average of 72.
- There is a very high number of Medicare registered physicians within the city limits.
- There are 12 hospitals within close range of the city, including St Lukes Hospital, Bhc Spirit Of St Louis Hosp, and St Johns Mercy Medical Center.
- There are 141 senior living facilities in close proximity to the city, including Benchmark Healthcare, Sunrise of Chesterfield, and Chesterfield Villas.
- There is a very high number of home healthcare providers operating in the city.
- There is a very high number of fire stations serving the city.
- The average life expectancy is 77.5, compared to the national average of 78.6.
- There are 621 pharmacies within close range of the city.
- The area has a low property crime rate.
- The area has a very low violent crime rate.
- The city has a high percentage of seniors in the population (35% of residents).
- There are 89 golf courses in or around the city, including Chesterfield Golf Club, Four Seasons Country Club, and Forest Hills Country Club -The Championship.
- There are 35 parks near the city center, including Faust Park, Dr. Edmund A. Babler Memorial State Park, and The American Kennel Club Museum of the Dog.
- There are 179 churches in or near the city, including St Louis Family Church, St Louis Chinese Christian Chr, and Chesterfield Community Church.
- There are 28 malls / shopping centers within close range of the city.
- There are 215 grocery stores within the city.
- There are 19 movie theatres in or near the city.
- There are 207 gyms or health clubs in or near the city.
- The property taxes average 3.13% of total income, which is significantly higher than the national average of 2.79%.
- The property taxes average 1.25% of property value, which is significantly lower than the national average of 1.09%.
- The city sales taxes averages 7.79%, which is significantly higher than the national average of 6.97%.
- Missouri has an average state income tax of 3.87%, compared to the national average of 3.38%.
- The city's mean household income is $150,848, which is significantly lower than the national average of $64,580.
- The city's median household income is $113,570, which is significantly lower than the national median of $51,560.
- The city's per capita income is $56,838, which is significantly higher than the national average of $25,611.
- Assisted living costs average $44,040 per year, which are high compared to national figures.
- Nursing home costs average $69,350 per year, which are low compared to national costs.
- Adult daycare costs average $19,131 per year, which are high compared to national numbers.
- Home healthcare costs average $45,188 annually, which are average compared to national costs.
- The unemployment rate is about 3.69%, which is very low compared to national averages.
- The overall cost of living is very low compared to national averages.
- 0% of the senior population are financially responsible for at least one grandchild.
- Chesterfield receives average levels of rainfall each year.
- Chesterfield has average mean temperatures, with average winters and pleasant summers.
- This city has very poor air quality.
- This city has very good water quality.
- Chesterfield has an average population density of 1,314.2 people per square mile.
- Residents of Chesterfield have a short daily commute time.
- Chesterfield has an average public school quality ranking.
- The city has a low public school safety rating.
- This city has a very high graduation rate of 96.87%.
Assisted Living Costs in Chesterfield, MO
Long-term care cost data isn’t available for Chesterfield, so assisted living rates are based on costs in St. Louis, 20 miles away. According to the 2021 Genworth Cost of Care Survey, assisted living facilities charge about $4,100 here. This is over $1,000 higher than the statewide norm of $3,000 and several hundred dollars below the national average of $4,500.
Local care costs are $340 higher than median rates in Arkansas, where residents pay $3,760 for care, but they’re on par with costs in Nebraska, where facilities charge $4,076. In Iowa and Illinois, rates are several hundred dollars higher than in Chesterfield, at $4,367 and $4,488, and in Kansas, residents pay $4,580.
- U.S. Average: $4,500
- Iowa: $4,367
- Nebraska: $4,076
- Kansas: $4,580
- Arkansas: $3,760
- Illinois: $4,488
Chesterfield is among the most expensive places in Missouri for assisted living. Only care costs in Kansas City are higher at $4,585 per month. In St. Joseph, rates are about $200 lower at $3,875, and in Springfield, monthly rates come in at $3,250, for a monthly savings of $850. Rates in Joplin and Cape Girardeau are even lower at $2,805 and $2,538, respectively. In Jefferson City, assisted living costs about half as much as in Chesterfield at $2,075.
- Chesterfield: $4,100
- Cape Girardeau: $2,538
- Springfield: $3,250
- Jefferson City: $2,075
- Joplin: $2,805
- Kansas City: $4,585
- St. Joseph: $3,875
Note: Data for Chesterfield was unavailable, so data for the nearest city, St. Louis, was used instead.
Top Assisted Living Facilities in Chesterfield, Missouri
Brooking Park is a 37 unit senior housing community. It is located at 307 South Woods Mill Rd in Chesterfield, Missouri. The neighboring area is densely populated, with around 42,000 poeple living in the zip code of 63017. ...
Delmar Gardens On The Green is located at 15197 Clayton Rd in Chesterfield, Missouri. It is a 163 room senior housing facility. The community is in a mostly wealthier area, with an average household income of $96,380. ...
Friendship Village Chesterfield is located at 15201 Olive Blvd in Chesterfield, Missouri. It is a 99 unit senior care facility. The encompassing area is densely populated, with about 42,000 residents in the zip code of 63017. With ...
Located at 550 White Rd in Chesterfield, Missouri, The Westchester House is a 159 unit senior community. The community is in a predominantly well-to-do area, with an average family income of $96,380. With roughly 42,000 individuals residing in ...
Delmar Gardens of Chesterfield is a 191 unit senior care facility. It is located at 14855 North Outer 40 Rd in Chesterfield, Missouri. The surrounding area is heavily populated, with about 42,000 people residing in the zip code ...
The Cedars of Town and Country is located at 13190 South Outer 40 Rd in Chesterfield, Missouri. It is a 230 room senior housing facility. The encompassing area is heavily populated, with approximately 42,000 individuals living in the ...
Garden View Care Center of Chesterfield is a 36 bed senior care community located in Chesterfield, Missouri. The neighboring area has a dense population, with about 42,000 residents in the zip code of 63017. With a median per-family ...
Located at 1880 Clarkson Rd, Sunrise of Chesterfield is a senior care facility in Chesterfield, Missouri. With around 42,000 poeple living in the 63017 zip code, the encompassing area is densely populated. It is a mostly upper class ...
Located at 14901 N Outer 40 Rd, Chesterfield Villas is a senior housing community serving Chesterfield, Missouri. With a median family income of $96,380, the community is in a mostly well-to-do area. It is densely populated, with roughly ...
Located at 211 S Woods Mill Rd, The Willows at Brooking Park is a senior housing facility in Chesterfield, Missouri. The facility is in a generally affluent area, with an average per-household income of $96,380. It is densely ...
Located at 1795 Clarkson Rd Ste 200, Benchmark Healthcare is a skilled nursing facility in Chesterfield, Missouri. The community is in a predominantly upscale area, with a median per-household income of $96,380. It is heavily populated, with about ...
Located at 13500 S Outer 40 Rd Apt 228, Glenridge at Garden Villas is a senior care community in Chesterfield, Missouri. With an average per-family income of $96,380, the community is in a predominantly upscale area. It is ...
The Fountains of West County is a senior community located at 15826 Clayton Rd in Ellisville, Missouri. The neighboring area is densely populated, with approximately 37,000 poeple living in the 63011 zip code. It is a primarily well-to-do ...
3 miles away from Chesterfield, MO
Briarcrest Estates is a senior housing community located at 14525 Clayton Rd in Ballwin, Missouri. With an average per-household income of $88,857, the community is in a predominantly wealthier area. It is densely populated, with approximately 37,000 individuals ...
3 miles away from Chesterfield, MO
Brookdale West County is a senior housing community for those over the age of 55 situated in Ballwin, Missouri. The surrounding area is heavily populated, with approximately 37,000 residents in the 63011 zip code. It is a predominantly ...
4 miles away from Chesterfield, MO
Nhc Healthcare, Town and Country is a 282 unit skilled nursing facility. It is located at 13995 Clayton Rd in Town And Country, Missouri. The community is in a largely upscale area, with an average household income of ...
4 miles away from Chesterfield, MO
Located at 13590 S Outer 40 Rd, Garden Villas is a senior care community serving Town And Country, Missouri. The neighboring area is heavily populated, with approximately 42,000 residents in the 63017 zip code. It is a largely ...
4 miles away from Chesterfield, MO
Westview at Ellisville Assisted Living and Memory Care is a senior care facility located at 27 Reinke Rd in Ellisville, Missouri. With a median family income of $78,532, the community is in a primarily affluent area. It is ...
4 miles away from Chesterfield, MO
Delmar Gardens West is a 321 room senior housing facility. It is located at 13550 South Outer 40 Rd in Town And Country, Missouri. With roughly 42,000 individuals residing in the 63017 zip code, the surrounding area has ...
4 miles away from Chesterfield, MO
Senior Resources in Chesterfield, MO
Aging Ahead Aging Ahead is the Area Agency on Aging for the Chesterfield region. This nonprofit organization serves as the long-term care ombudsman for assisted living residents in the area, helping them navigate move-in and move-out procedures and identify options for paying for care. The agency also has options counselors who help older adults determine whether they qualify for state, federal or veterans’ benefits that may pay for assisted living. 14535 Manchester Road, St. Louis, MO 63011 (636) 207-0847 agingahead.org |
County Older Resident Programs CORP provides social and recreational programming and community-based services to Chesterfield area residents aged 60 and over. Seniors can contact this nonprofit organization to arrange free volunteer-based nonemergency transportation services, and there are specialists who provide information and referral services. The organization operates the Age Smart, Age Well program, which has educational classes on age-related topics. It also provides claims assistance with public benefits, along with annual tax preparation services. 41 South Central Avenue, Clayton, MO 63105 (314) 615-4516 stlouiscountymo.gov |
Legal Services of Eastern Missouri Legal Services of Eastern Missouri provides free civil legal assistance to older adults in the Chesterfield region. Through this nonprofit organization, seniors can get help with identifying and applying for public benefits that may help them pay for assisted living. The office can also help seniors with age-related issues such as advance planning and assigning powers of attorney, and it can assist with understanding assisted living contracts and payment obligations. 4232 Forest Park Avenue, St. Louis, MO 63108 (800) 444-0514 lsem.org |
Missouri CLAIM Missouri CLAIM provides in-person and over-the-phone health insurance options counseling for Medicare beneficiaries. The program is primarily operated by volunteers who aren’t licensed to sell insurance, ensuring unbiased assistance with understanding Medicare Advantage and Medigap options, prescription drug plans and long-term care insurance. The program can also help seniors understand their medical bills and learn how to protect themselves from health insurance fraud. 1105 Lakeview Avenue, Columbia, MO 65201 (800) 390-3330 missouriclaim.org |
VA St. Louis Regional Office The VA St. Louis Regional Office is located about 15 miles from Chesterfield, offering access to expert assistance with submitting claims for VA benefits such as Aid and Attendance, pension and disability compensation. The office can also screen individuals for eligibility for VA medical care, health insurance coverage and veterans’ home placement, which may be an affordable alternative to assisted living. 9700 Page Avenue, St. Louis, MO 63132 (314) 801-0800 benefits.va.gov |
Frequently Asked Questions
Question
What does assisted living cost in Missouri?
Answer
The cost of assisted living in Missouri averages approximately $83 per day, $2,500 per month, and $30,000 per year. By comparison, the national averages are $117 per day, $3,500 per month, and $42,000 yearly.
Question
How much do assisted living facilities cost in Chesterfield?
Answer
With costs ranging between $1,829 and $8,500 monthly and averaging around $3,670, assisted living in Chesterfield, Missouri runs approximately $44,040 per year.
Question
What is included with assisted living?
Answer
Most assisted living communities have both private and shared rooms. They generally offer many services such as wellness activities, incontinence care, medication monitoring, help with chores, and help with dressing.
Question
Are there assisted living communities in Chesterfield that take Medicaid?
Answer
These assisted living facilities in Chesterfield take Medicaid: Life Care Center of Sullivan, Bentwood Nursing and Rehab, Aberdeen Heights, Bethesda Meadow, and Lebanon Care Center.
Question
What is the senior population of Chesterfield?
Answer
While the city is home to 59,223 inhabitants, the encompassing metropolitan area has a total population of 1,968,772. People over 55 make up 35% of the population.